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About the Role
As the Manager , Regulatory Compliance & Deputy MLRO (UK), you will play a key role within Nium’s global Compliance team, supporting the UK Head of Compliance & MLRO in overseeing the firm’s compliance with FCA, HMRC, and UK AML/CTF regulatory requirements.
You will help ensure the ongoing effectiveness of Nium’s UK Compliance and Financial Crime Framework, covering anti-money laundering, counter-terrorist financing, sanctions, and fraud risk management. The role will also involve partnering closely with business, product, and operations teams to embed compliance across the organisation, ensuring processes are efficient, risk-based, and scalable for Nium’s fast-growing fintech and payments business.
Responsibilities
- Maintain and enhance the UK Compliance and AML/CTF Framework in line with the FCA Handbook, UK Money Laundering Regulations 2017, POCA, Sanctions and Anti-Money Laundering Act 2018, and JMLSG Guidance.
- Review, assess, and update policies, procedures, and controls to ensure ongoing compliance with applicable laws, regulations, and internal standards.
- Provide regulatory advisory support to business and product teams on new products, services, and market expansions.
- Conduct compliance risk assessments, identify control gaps, and work with key stakeholders to ensure remediation plans are implemented effectively.
- Support the Head of Compliance/MLRO in managing FCA regulatory engagements, audits, and reporting obligations.
- Support the MLRO in overseeing the UK AML/CTF Programme, including customer onboarding, CDD/KYC, EDD, and ongoing monitoring activities.
- Conduct trigger, periodic, and thematic client reviews, ensuring that adverse media and risk factors are identified, documented, and escalated in accordance with internal procedures.
- Review and assess transaction monitoring alerts, sanctions screening results, and fraud indicators, ensuring timely and accurate resolution.
- Assist in the preparation and submission of Suspicious Activity Reports (SARs) to the National Crime Agency (NCA).
- Contribute to the firm’s financial crime risk assessments, supporting enhancements to detection and prevention controls.
- Prepare and deliver management information (MI) and compliance reports to senior management and relevant committees.
- Support regulatory change management by monitoring developments from the FCA, HM Treasury, and other relevant bodies, ensuring timely implementation of new requirements.
- Participate in compliance improvement initiatives, leveraging automation and data analytics to streamline monitoring, reporting, and oversight.
- Assist with internal and external audit and assurance reviews, ensuring timely responses to findings and recommendations.
Requirements
- 7+ years’ experience in compliance, AML/CTF, or financial crime roles within a regulated UK financial institution, e-money, or fintech/payments firm.
- Strong understanding of the FCA regulatory environment, UK Money Laundering Regulations 2017, POCA, Sanctions Act, and JMLSG Guidance.
- Proven experience managing KYC/KYB, transaction monitoring, sanctions screening, and SAR reporting processes.
- ICA, ACAMS, or equivalent professional certification (preferred).
- Strong analytical, problem-solving, and process-improvement skills with a focus on leveraging technology and automation.
- Ability to manage multiple priorities and work effectively under pressure in a fast-paced fintech environment.
- Excellent stakeholder management and communication skills, with the ability to collaborate across global teams.
- Team player with a proactive, adaptable mindset and leadership potential.
- Fluent in English (written and verbal).
We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.
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