Financial Risk Manager

Were Together

the market leading property finance experts with an entrepreneurial spirit.

Based in Cheadle, South Manchester, weve been established since in 1974 and have built a team of over 750 colleagues, who are passionate about supporting individuals and businesses achieve their property ambitions by making finance work for them.
We pride ourselves on our common-sense approach to lending and offer a range of mortgage and secured loan products to individuals and businesses who are typically underserved by mainstream lenders. Our customers are central to everything we do and we work hard to support them to turn challenges into opportunities which make our customers' property ambitions a reality.
Were looking for great people from all backgrounds and experiences who love working together and putting our customers at the heart of everything we do

and that starts with our brilliantly different team of people.
Job Description

As a Financial Risk Manager , you will be responsible for the oversight of first line financial and climate risk management. You will develop financial risk registers to monitor evolution of key risks, feeding into ALCO. You will also be responsible for the review and development of the financial risk policy, setting and management of financial risk appetites and production of risk profiles. For climate risk, you will work with key stakeholders to ensure the risk profile, appetites and appetite metrics provide suitable oversight and assurance to the Executive and Board.
As a Financial Risk Manager , we are looking for someone to:
Lead assurance of first line financial and climate risk management
Develop financial and climate risk policy, ensuring appropriate governance of changes and evidence of key controls
Produce the risk profiles for Exec and Board risk committees, working with the first line and Group Risk colleagues to ensure all material risks have been identified and mitigating actions (where required) have been defined and progressed
Support the setting, via the Board, of risk appetites and risk appetite metrics
Develop suitable KRIs with business stakeholders for financial and climate risk management across the business
Support second line risk profile impact assessment of financial plans: budget, reforecasts and strategic plans
Develop financial risk registers to monitor evolution of key risks, feeding into ALCO
Contribute to the overall continuous development of risk management and of the companys risk appetites
Qualifications

Essential
A recognised accountancy or financial risk management qualification
Experience in accountancy/external audit and/or financial risk and/or prudential risk (risk assurance, risk consulting)
Ability to engage and build relationships with senior stakeholders
The ability to identify trends and interpret data from multiple sources and investigate anomalies and unusual patterns / activities
Effective problem-solving skills and ability to make recommendations based on findings considering commercial and customer implications
Excellent communication skills to articulate complex issues/analysis and interact with other teams across the business both verbally and in writing
Benefits working at Together
26 days holiday, and a day off for your birthday (increasing with service to 30 days), plus bank holidays
Buy & sell holidays
Discretionary annual bonus
Matched pension contribution
Life assurance
Critical illness cover
Health cash plan
Private medical insurance
Free access to company holiday homes
Travel season ticket loans
Ride to work scheme
Free local gym access
Local bar / restaurant discounts
Together Money embraces diversity and inclusion, and are proud to be an equal opportunity workplace. Not only do we welcome difference

we celebrate it, support it and really value our colleagues for who they are. We are committed to building a team that represents a variety of backgrounds, perspectives and skills.
We care that you have a great experience with us at Together, if you need us to make any reasonable adjustments to make your experience easier, please let us know and well do all we can.
Please note that all successful applicants will undergo relevant employment reference, financial and criminal record checks.

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