Head of Credit Risk Data Science

HEAD OF DATA SCIENCE

£120,000 - £140,000

LONDON

A fast-growing fintech lender is seeking a high-calibre Head of Data Science to lead their data-driven strategies across credit scoring, fraud prevention, and collections. This senior leadership role offers the chance to shape a next-generation lending platform in a high-growth environment.

THE COMPANY

This fintech is revolutionising the industry by embedding intelligent lending solutions into the customer journey. Backed by tier-one investors and experiencing rapid growth, they combine AI-powered credit assessment with a modern, mission-driven approach to lending.

THE ROLE

As Head of Data Science, your day-to-day responsibilities include but are not limited to:

• Leading credit, fraud, and collections analytics across the credit lifecycle
• Designing scalable data science models to improve lending performance
• Enhancing acceptance rates while maintaining strong credit quality
• Developing fraud detection techniques using cutting-edge algorithms
• Owning collections strategy and driving recovery improvements
• Collaborating with teams across product, risk, operations, and compliance

SKILLS AND EXPERIENCE

• 5+ years in data science or credit analytics in a financial service or fintech environment
• Strong background in credit risk and fraud strategy
• Experience with responsible lending regulations
• Proficiency in Python, SQL, and modern statistical/machine learning methods
• Experience building and deploying decisioning frameworks
• Comfortable working across multiple analytical domains and teams

THE BENEFITS

• £120,000+ base salary
• Equity/options package
• Private medical insurance
• Modern office with hybrid working model

HOW TO APPLY

Please register your interest by sending your CV to Dominic through the 'Apply' link