International Credit Officer (Perm)

• To provide support functions for the International Credit Department. (ICD) 
• Credit analysis of a high standard of various proposals submitted to the department (across segments- Corporate, Commercial Real Estate and Financial Institutions)

• Analysis and vetting of the credit applications (supported by detailed financial analysis) with appropriate recommendations to the Head-ICD for decisions.
• Financial Institutions Global Credit Limits-Preparation and maintenance of report/data on Approved Global FI Limits. Monitoring and follow-up on Bank credit reviews. Provision of research reports for processing credit submissions to the Credit Committee, and Maintenance of an up-to-date database of Bank ratings.
• Global Country Limits-Preparation and maintenance of report/data on approval of Global Country Limits and follow-up on Country credit reviews on an annual basis. Monitoring our standings against such limits based on monthly reports from the Control units. Maintenance of up-to-date data on country ratings.
• Preparation of portfolio MIS reports /Credit data –Compilation and presentation of information provided through’ monthly packages from various units for the purpose above.  Monitoring and analysing data, seeking clarification on variances, and following up.
• Watchlist Accounts Analysis of the data and compilation of the reports from various units, ensuring that necessary credit approvals are in place and the account strategies exist/are actively reviewed with progress/developments notified to the Head-ICD.
• Oversight/Checking the works of the Secretary of International Credit 
• Various other reports/data requirements for the department.
• Any other support function relevant to the departmental functions as required by the Head-ICD.

• Graduation in a financial discipline.
• Five years’ experience in a similar capacity with a financial institution
• IT literate with good typing speed, have excellent MS Word, Excel, Outlook and PowerPoint skills. Microsoft-savvy - must be able to make updates in documents, spreadsheet & presentations (e.g., DocuSign)

             The job holder requires:

• Ability to adapt to working in a multi-cultural environment 
• Highly efficient, team player, with good attention to detail, accuracy and eye for market research and following industry trends pertaining to bank’s portfolio.  
• High standard performer that enjoys working in a dynamic and small team. 
• Ability to work unsupervised, to tight deadlines and to withstand occasionally high pressure demands.  Willingness to work beyond normal working hours when necessary to support the team.
• Accuracy and high level of numeracy in relation to financial analysis. Highly skilled at spreadsheets; ideally with some financial modelling experience

• Consistent high-quality output and performance.
• Ability to contribute positively to a small, close team and establish good working relationships with relevant parties and colleagues.
• Good time management, prioritisation of tasks and a Proactive approach in problem resolution
• Excellent Microsoft Excel. Word and PowerPoint Skills. 
• Ability to deliver in intense workload and/or complex and sensitive situations.
• Strong commitment to the job.