Loan Agency - Real Estate

Real Estate - Loan Agency

An exciting opportunity has arisen for a Real Estate Credit Agency Specialist in the heart of London. This role offers the chance to work within a dynamic and fast-paced environment, you'll have the opportunity to utilise your expertise in loan agency and real estate, working with a diverse team of professionals committed to excellence.

You will be required to act as primary contact for Borrowers, Lending Business Units, Syndicated and Sub Participants in respect of the receipt and distribution of Financial and Legal Covenants, consent and waivers, and all other necessary communications to internal and external stakeholders.

What you'll do:

• Review of Documentation and set up of Debt Domain, to include Lender data, permissions, folder structure (sub folders if required), launch the site to Lenders, and send invitations to Borrower to upload Covenant/ Financial Information
• Liaise with New Borrowers to ensure they understand how to use Debt Domain to post Covenant Items
• Creation and maintenance of Covenant diary schedules to pro-actively manage timely receipt of Covenant information
• Tracking all Lender transfers and updating Debt Domain to reflect new Lender pools
• Attending front end Lending Desk meetings to understand strategy and volume changes
• Retrieving KYC information on Outside Assignments
• Collate New Lender With-Holding Tax forms, where appropriate, such as W8 & W9 Ben forms
• Filing of relevant documentation in Debt Domain - inclusive of permission control and access rights
• Checking Covenant / Financial Information to ensure receipt fully complies with legal covenant clauses in Facility Agreements
• Escalation of Covenant Breaches to Lending Business Unit, and communication of Breaches to Syndicate Lenders and Sub Participants
• First point of contact for all Lender and Sub Participant queries in relation to Covenants
• Production of Risk Event write up's and analysis to close out gaps and reduce risks within the operating environment
• Managing consent and waiver applications with internal stakeholders and external syndicate lenders/ stakeholders
• Production of Desk Level MI and KRI's
• Production of operational KRI's to assist with the oversight and governance of Lending Servicing team.

What you'll bring:

• Experience in loan agency within real estate in particular
• Experience with Debt Domain is essential, Loan IQ would be beneficial
• Strong experience over a broad and complex product range, including security and covenant management
• Ability to interpret and operationalise complex credit, ancillary & security documentation
• Strong Understanding of lending risk environment

Skillset required:

• Ability to negotiate documentation, requirements, and verbal interactions
• Pro-active "can do" approach with the ability to problem solve in a collaborative environment
• Ability to work under pressure and manage high volume
• Strong analytical mind-set
• Strong verbal and written communication skills and ability to build and manage relationships with all stakeholders
• Must be driven to facilitate, drive change and optimise efficiencies
• Illustrate an elevated level of emotional intelligence, coach ability, self-motivation, and positive temperament
• Be accountable and take ownership

Robert Walters Operations Limited is an employment business and employment agency and welcomes applications from all candidates