Mortgage Underwriter

Nicholas Howard are delighted to be recruiting for a Mortgage Underwriter.

If you're someone who enjoys making sound lending decisions, building trusted broker relationships and balancing commercial thinking with risk, we'd love to hear from you.

Key Accountabilities:

* Enter and update borrower data on Fusion lending platform.

* Ensure all aspects of the loans are recorded accurately on Fusion and meet underwriting guidelines.

* Carry out an assessment of the mortgage application to ensure all aspects of our underwriting criteria are met.

* Provide concise and accurate updates to brokers.

* Proactively chase brokers for outstanding requirements.

* Ensure all underwriting is in line with Company policy and within regulation.

* Ensure that all cases are Underwritten within the Groups Risk appetite.

* Build good relationships with 3rd party suppliers including brokers and solicitors to assist in the smooth flow of business.

* Maintaining a pipeline of cases, overseeing cases from inception through to completion.

* Maintain broker relationships that are integral to the growth for WOSL.

* All work is to be carried out in accordance with Enra Specialist Finance policies and procedures.

Skills & Competencies:

* Ability to work as part of a team.

* Pass internal competency tests post induction.

* High attention to detail.

* Good written and verbal communication skills.

Knowledge & Qualifications:

* An understanding of FCA regulation.

* Experienced in Underwriting 1st and/or 2nd Charge mortgage applications.

* CeMAP (desirable, not essential).

Should you wish to be considered for this position, please apply below
Only candidates based in UK and eligible to work in UK are allowed