New Job Opening: Credit Specalist in London, UK

Job Description

NXTGEN is supporting an organisation with the appointment of a Credit Specialist on a 6-month interim contract. This Credit Specialist role will work alongside a Lead Credit Specialist, supporting credit assessment and lending activity across a live portfolio. The Credit Specialist position will suit candidates from a private-sector banking or lending background.

The Role

You will work directly with a Lead Credit Specialist, supporting the origination, assessment and progression of lending applications.

Responsibilities will include:

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  Analysing the financial and non-financial strength of applicant businesses

  
  


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  Reviewing information provided by applicants and validating this against external sources where applicable

  
  


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  Producing cashflow analysis, balance sheet analysis and sensitivity analysis at both transaction and portfolio level

  
  


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  Engaging with applicants to obtain additional information to support credit assessment

  
  


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  Supporting the Lead Credit Specialist in preparing recommendations for Credit Committee, including deal structure and conditionality

  
  


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  Working with Lending Operations to move approved transactions through to execution

  
  


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  Supporting quality assurance of legal documentation, satisfaction of conditions and security documentation

  
  


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  Providing ad-hoc support with workflow management, scheduling and document processing to maintain deal flow

  
  

About You

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  Private-sector banking background (essential)

  
  


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  Strong lending / credit analysis experience

  
  


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  5+ years’ experience in credit, lending or risk-focused roles

  
  


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  Comfortable providing debt advice to customers

  
  


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  Confident engaging with applicants and internal stakeholders

  
  


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  Able to work autonomously in a field-based / remote role

  
  

Contract Details

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  Contract length: 6 months Interim 

  
  


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  Rate: £350 -  £450 per day (Umbrella)

  
  


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  IR35: In scope

  
  


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  Hours: 37 hours per week (typically 9am–5pm)

  
  


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  Location: Field-based / working from home

  
  


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  Travel: Ad-hoc travel required (team meetings in London or Swindon 2–3 times during the contract, plus occasional client meetings/events)
  
  

  
  

Please note this is an Interim role so you will need to be available quickly 

The rate offered is dependent on experience