New Job Opening: Underwriter P&C - Existing Business in Colchester, UK

Job title: Commercial P&C Underwriter – Existing Business

Salary: £50,000 - £60,000

Location: Essex - 3 days in the office 

PURPOSE OF ROLE

Lawes is recruiting on behalf of a leading name in the commercial insurance market for an experienced Property & Casualty Underwriter. This is a key role focused on underwriting mid-market new business across a broad territory. You will contribute to a £30M GWP operation, delivering tailored solutions and driving regional growth through strong broker engagement. Hybrid working available – Monday and Friday work from home.

RESPONSIBILITIES

• Underwrite mid-market risks, primarily Property & Casualty (P&C)


• Determines the desirability of accepting or rejecting business risks. Prices exposures in accordance with filed and approved rate levels, discretionary pricing mechanisms, and business unit guidelines.


• Identifies the need, recommends and evaluates additional risk assessment information including inspection, financial reports and statements. 


• Coordinates individual risk underwriting actions with other departments to assure the highest level of customer satisfaction while meeting production and business goals.


• Performs product development and marketing activities including identifying producer relationships within assigned market to optimize best solutions for distribution, identifies and suggests new and modified products, identifies producers for business/marketing programs, and analyses producers and market opportunities.


• Maintains ongoing liaison with producers to obtain supplemental underwriting information, evaluate risks, decline risks, analyse and interpret coverage, explain underwriting requirements and expectations, and present terms.


• Regularly interfaces with customers to provide service and to keep abreast of customer issues.

EXPERIENCE

• Minimum 3 years’ underwriting experience within the commercial insurance sector


• Broad experience underwriting mid-market risks across multiple commercial lines

SKILLS

• Strong risk analysis and technical underwriting capabilities


• Excellent communication, negotiation, and relationship management skills


• Confident in planning, decision-making, and product development


• In-depth understanding of regulatory and compliance frameworks


• Commercially focused with a results-driven mindset

If you have the relevant experience or know someone that does, please contact me now on 07715931523 or email us at [email protected]