Pricing Analyst - Cards Contract Rate Pricing

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We support flexible working – click here for more information on flexible working options

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Job Description Summary

Job Description

JOB TITLE: Pricing Analyst, Cards Contract Rate Pricing

LOCATION: Chester, Newport, Manchester, Leeds, Edinburgh

WORKING PATTERN: Full Time hybrid: two days per week at one of the above offices

About this opportunity

This is an exciting time to join the Consumer Lending Cards team to optimise our Contract Rate Pricing!

Our purpose is to deliver a fair, simple and transparent pricing structure across our brands. We maintain appropriate price for risk through upwards and downwards repricing, ensuring fair treatment of our customers whilst creating the right balance of risk and reward for our shareholders!

We value people who can develop and implement data led strategies based upon detailed analysis of customer profiles and behaviours.

In this role you'll:

• Analyse customer behaviour, generate insight and make recommendations to fair pricing across Lloyds, Halifax, Bank of Scotland and MBNA brands.
• Design and implement portfolio pricing monitoring to produce insight into performance and drive business strategy.

• Present your insight and recommendations to managers and partners to gain support and approval
• Support the delivery, execution and monitoring of new and existing pricing strategies
• Utilise AI tools to support analysis and improve efficiency

Why Lloyds Banking Group?

We’re on an exciting journey and there couldn’t be a better time to join us. The investments we’re making in our people, data, and technology are leading to innovative projects, fresh possibilities, and countless new ways for our people to work, learn, and thrive.

What you’ll need

You’re highly enthusiastic & self-motivated with the ability to tackle problems and find innovative ways to bring data to life.

• You’ve got an ability with numbers and the capability to apply this to data analysis
• You'll be able to present conclusions concisely and have the communication skills to influence partners.
• You can work as part of a team and independently, setting key priorities for yourself and are able to plan, prioritise and handle diverse workloads effectively.
• Good attention to detail

Additionally, any of these would be really useful

• A numeric-focussed qualification
• Experience working with a coding language
• Experience using a business insights tool such as Power BI or Looker
• Experience using AI tools

About working for us

Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms.

We want our people to feel that they belong and can be their best, regardless of background, identity or culture.

We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer initiative.

And it’s why we especially welcome applications from under-represented groups.

We’re disability confident. So if you’d like reasonable adjustments to be made to our recruitment processes, just let us know.

Please note - South Wales location is currently Newport, but will be Cardiff on opening of the site in late 2026.

We also offer a wide-ranging benefits package, which includes

• A generous pension contribution of up to 15%

• An annual performance-related bonus

• Share schemes including free shares

• Benefits you can adapt to your lifestyle, such as discounted shopping

• 24 days’ holiday, with bank holidays on top

• A range of wellbeing initiatives and generous parental leave policies

Ready for a career where you can have a positive impact as you learn, grow and thrive?

Apply today and find out more.

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks.  We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person. 

We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.