Pricing Modelling Lead Analyst

Location: London/Bradford

The Vacancy

The Pricing Modelling team operates as a Centre of Excellence to develop, maintain and evolve the capability of pricing models across the bank’s products (Credit Cards, Vehicle Finance, Second Charge Mortgages, Savings). These models play a pivotal role in enabling the business to achieve its financial objectives, by embedding advanced data-driven modelling in to commercial strategy and pricing decisions, to drive sustainable profitability.

As a Lead Analyst, you will own the design, development, and maintenance of our profitability and pricing models and tracking suite. You will play a leading role in designing and shaping the next generation of models in a cloud-based, data-driven environment, to unlock greater flexibility and granularity to unlock faster, smarter, and more responsive decision making.

Responsibilities:

Lead the design, development, innovation, and maintenance of our profitability & pricing models and tracking suites

Evolve the capability of Pricing models, through developing further automation, enhanced granularity, and streamlined user interfaces, on a next generation cloud-based analytics platform

Combine business strategies and levers, with data driven customer performance, within the models, to translate key performance drivers into financial measures and outcomes, such as RoTE & PBT

Working to ensure we take the right decisions for our shareholders and customers by supporting other teams around the business in a wide range of profitability & financial analysis

Place strong and robust controls and automation around everything you do – to make sure that our tools and models are precise, accurate, and trusted throughout the business

Ensure all models in operation are fit for purpose through the development of dynamic model monitoring suites, recalibrating and redeveloping these models when necessary

Identify new opportunities and improvements in current modelling practices, processes and tools, through inquisitive and innovative analysis

Coaching junior team members; conducting peer-review of team members work, and role modelling exceptional behaviours and standards

Deputise for Senior manager as and when required

Experience required:

• Pricing Modelling: Previous experience developing NPV / profitability / pricing / financial models in Python/SAS/SQL/Excel/or similar technologies, with a full understanding of the purpose, design, mechanics and outputs
• Coding & Forecasting: Experienced with Python, Snowflake, SQL, or SAS; confident developing code from scratch to manipulate and interrogate data, with strong knowledge of forecasting techniques/tools/libraries
• Financial Metrics: Familiarity with the components and structure of the P&L / balance sheet, and key financial measures and metrics
• Lending Products: Credit Cards, Loans, or Vehicle Finance product experience with knowledge of the profitability drivers & modelling approaches
• Model Development: A good understanding of the model development lifecycle and key principles
• Communication: Excellent verbal and written communication skills, capable of presenting complex findings to non-technical stakeholders, and building strong relationships with key stakeholders

The Company

At Vanquis, we’ve been empowering lives since 1880. As a FTSE All Share company and leading specialist bank, we lend responsibly to over 1.69 million UK customers.

We’re just as committed to our colleagues as we are to our customers, offering competitive salaries, comprehensive benefits, and recognition schemes. With pension plans, our ‘Buy as You Earn’ scheme, and ongoing training opportunities, we create a supportive environment where you can grow and thrive.

Bring your authentic self, find your voice, and build your career with us—because at Vanquis, we believe in making the most of life’s opportunities.

The Benefits

Competitive base salary and rewards

Private Medical Insurance

25 days holiday entitlement

one day accrued for each year of service (max 30 days)

Defined contribution pension scheme

Discretionary bonus scheme

Perks at Work

A perks platform of over 30,000 unique discounts

Volunteering

2 paid days to support a charity of your choice

Flexible, hybrid, & dynamic working policies

Personal & career development opportunities

Monthly and Quarterly Colleague Socials

Discounted gym membership

BUPA GP Service

Workplace Gallery

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