Property & Casualty Underwriter

Job title: Property & Casualty Underwriter

Salary: £40,000 - £50,000

Location: Southampton

PURPOSE OF ROLE

Lawes Consulting is delighted to be partnering with a leading composite insurer to recruit a Property & Casualty Underwriter, based in their Southampton office. This is an excellent opportunity for an experienced underwriter to manage and grow a diverse portfolio of Property and Casualty risks, working closely with both national and independent brokers across the region.

RESPONSIBILITIES

• Underwrite new and renewal business across core Property and Casualty lines
• Evaluate risk and apply sound underwriting judgment to deliver profitable decisions
• Develop and maintain strong trading relationships with national and independent brokers
• Support the achievement of regional growth and retention objectives
• Ensure underwriting activity aligns with internal governance standards and regulatory compliance
• Provide technical input on complex or non-standard risks where needed
• Work collaboratively with internal departments such as claims, risk, and actuarial

DAY-TO-DAY

• Office-based in Southampton, handling a varied portfolio of P&C cases
• Assess submissions, negotiate terms, and make informed underwriting decisions
• Engage with brokers to secure new business and retain existing accounts
• Use underwriting systems and pricing tools to manage casework efficiently
• Identify and develop new business opportunities within appetite
• Contribute to underwriting initiatives and team discussions around strategy and performance

EXPERIENCE

• Minimum 2-3 years' experience in Property and Casualty underwriting
• Proven background in assessing and trading P&C risks
• Experience working with a mix of national and independent brokers
• Solid understanding of the UK P&C insurance market

SKILLS

• Strong technical expertise in Property and Casualty insurance products
• Effective communicator with strong broker relationship skills
• Commercially focused, with the ability to balance risk and opportunity
• Confident in decision-making and prioritising workload
• Detail-oriented, proactive, and able to work independently within a team environment

If you have the relevant experience or know someone that does please contact me now on or email us at