Real Estate Underwriter

An excellent opportunity has arisen for an experienced Real Estate Underwriter to join a leading insurer's UK Commercial Division based in Manchester. This role focuses on underwriting a broad portfolio of real estate risks, supporting regional growth while maintaining underwriting discipline and profitability.

Key Responsibilities:

• Underwrite UK-based real estate risks, including commercial, residential, mixed-use, and development properties.
• Evaluate submissions in detail, including lease agreements, occupancy, construction details, and risk exposures.
• Develop and apply accurate pricing models in partnership with actuarial teams.
• Prepare and review bespoke policy wordings and endorsements, ensuring timely and correct issuance of bound policies.
• Foster and grow relationships with regional and national brokers, representing the company at meetings, presentations, and industry events.
• Stay informed on UK property market dynamics, regulatory developments, and emerging risk issues.
• Collaborate with internal teams including Claims and Risk Engineering to help shape underwriting strategies.
• Guide and support Assistant Underwriters to ensure high-quality, consistent output.
• Contribute to the strategic development of the real estate portfolio across the UK, with a focus on the Northern market.

What You Bring:

• Strong underwriting experience in commercial real estate, ideally with a regional or national remit.
• Deep understanding of property risk factors and market trends.
• Excellent communication and negotiation skills with a broker-focused mindset.
• Organised, analytical, and commercially aware.
• A team-oriented approach with the ability to work independently and support junior staff.

This is a fantastic opportunity for a real estate underwriting specialist to drive meaningful impact in a thriving regional market while being part of a dynamic and growing UK commercial team.

For more information please apply to Ian at IDEX

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