Regulatory Lead - Everyday Banking Payments Platform

End Date

Salary Range

We support flexible working – click here for more information on flexible working options

Flexible Working Options

Job Description Summary

Job Description

JOB TITLE: Regulatory Lead - Everyday Banking Payments Platform

LOCATION(S): Edinburgh, Halifax or Manchester
SALARY: £61,344 - £68,160

HOURS: 35 hours, full time

WORKING PATTERN: Our work style is hybrid, which involves spending at least two days per week, or 40% of your time, at one of our office sites.

About this opportunity

Everyday Banking is at the heart of our growth strategy, with Current Accounts, Overdrafts, Savings and Payments helping us serve our UK customers and grow customer relationships.

Within our Payments Product team, you'll help shape the regulatory environment around consumer payments while balancing positive customer outcomes with sustainable business outcomes.

You'll lead our responses to consumer payments regulatory consultations, market studies and policy proposals, bringing together evidence from teams across product, finance, legal and risk. You'll represent the Group in industry forums and engage with regulators, policymakers and industry bodies, making sure our positions are clear and evidence based.

You'll also monitor emerging regulatory and industry developments, turning complex policy changes into practical implications and recommendations. Working across the Group, you'll coordinate regulatory information and data requests, prepare high-quality briefings for senior stakeholders, and help ensure our regulatory engagement is appropriately governed and aligned with our policies, controls and risk appetite.

Why join us

We’re on an exciting journey to transform our Group and the way we’re shaping finance for good. We’re focusing on the future, investing in our technologies, workplaces, and colleagues to make our Group a great place for everyone.

What you'll need

• Managing Key Relationships: the ability to build effective connections across diverse groups and influence outcomes. This includes engaging with regulators, policymakers, industry organizations, and senior internal collaborators.
• Communication: the skill to transform complex regulatory, policy, and payments information into clear, meaningful written and verbal briefings for different audiences.
• Critical Thinking: strong analytical and problem-solving skills, using evidence to assess emerging regulatory developments, identify implications, and develop practical recommendations.
• Data Literacy: the capability to gather information and data from various teams, evaluate the evidence, and apply it to back regulatory submissions and strategic positions.
• Business & Commercial Insight: the ability to link regulatory and industry developments with customer, business, and strategic objectives.

And any experience of this would be really useful

• Legal & Regulatory Compliance, particularly experience gained in regulatory affairs, public policy, government affairs, or external engagement within financial services.
• Knowledge of the UK payments and financial services regulatory environment.
• Experience contributing to or leading regulatory discussions, market studies, or major policy initiatives.

This is a place for you...

Our ambition is to be the leading UK business for diversity, equity and inclusion, supporting our customers, colleagues and communities. We are committed to creating an environment in which everyone can thrive, learn and develop.

We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and launch a dedicated Working with Cancer initiative.

We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. As a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role and have a disability, long-term health or neurodivergent condition, through the Disability Confident Scheme.

We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers - just let us know what you need.
Benefits

We also offer a wide-ranging benefits package, which includes:

• A generous pension contribution of up to 15%
• An annual performance-related bonus
• Share schemes including free shares
• Benefits you can adapt to your lifestyle, such as discounted shopping
• 30 days' holiday, with bank holidays on top
• A range of wellbeing initiatives and generous parental leave policies

Ready for a career where you’ll learn and thrive? Apply today and find out more. 

#LI-AT1

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks.  We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person. 

We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.