Relationship Manager Property/Trade Finance/Corporates

Relationship Manager – Property/Trade Finance/Corporates

City of London

Permanent

£45k - £60k

5 Days in the office

cer Financial are working alongside a bank, who are based in the City of London. They are seeking a Relationship Manager to help grow a portfolio that consists of property, some trade finance and some corporate lending, to work with them on a permanent basis, who also has strong credit skills.

The responsibilities of the Relationship Manager will include:

1. First point of contact for clients and correspondent banks, managing day-to-day relationship matters.
2. Supported portfolio management activities, including client meetings, credit monitoring, and risk assessment.
3. Assisted Senior Relationship Managers with administrative, compliance, and client servicing responsibilities.
4. Conducted credit analysis and portfolio reviews to evaluate credit risk, monitor exposures, and assess client profitability.
5. Prepared credit applications and appraisal reports, including financial ratio analysis, risk identification, and credit recommendations.
6. Presented credit proposals with recommendations on facility structure, pricing, terms, and risk acceptability to credit committees.
7. Reviewed loan and security documentation to ensure compliance with approved credit terms and conditions.
8. Coordinated with agent banks, legal counsel, and internal stakeholders to facilitate due diligence and transaction execution.
9. Produced management reports, financial returns, and regulatory submissions for senior management and credit committees.
10. Performed compliance due diligence, monitored SWIFT KYC Registry updates, and maintained bank and country credit limits.
11. Prepared management information, reports, and applications while ensuring accurate reconciliation of credit limit records.

The candidate will have:

1. Minimum of 3 years’ experience in Credit and Marketing vis a vis origination
2. Previous experience of loan documentation would be advantageous

A good understanding and background in the following:

1. Good analytical skills
2. Financial analysis
3. Invoice Financing
4. Real Estate Financing
5. Property Lending
6. Trade Finance
7. Dealing with Loan Discounts