Group Financial Crime Compliance Senior Manager - Wise Platform

Wise is a global technology company, building the best way to move and manage the world’s money.

Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.

For everyone, everywhere.

More about our mission and what we offer.

Wise Platform helps financial institutions and large enterprises leverage Wise’s infrastructure to offer their customers world class payment products through their own platforms. Wise Platform is a start-up within a scale-up. We are a cross functional team across sales, account management, product, engineering, compliance, analytics and many other functions. We are based across the world - from London to Singapore, Austin and beyond.

The Wise Platform Financial Crime Compliance Senior Manager is responsible for the development and oversight of Wise Platform’s Group financial crime compliance program.

This will include responsibility for governance and strategic initiatives at group level, building and maintaining second line policies, frameworks and procedures and providing check and challenge to the first line. In addition, this role will provide support to Wise’s UK compliance team reviewing partner onboardings and leading on responses to group and UK specific issues and incident management.

Key Responsibilities 

Strategic

• Building and maintaining second line policies, frameworks and procedures for Wise Platform’s Group financial crime compliance program, including coordinating regional input to take account of local requirements. 
• Lead strategic projects from the second line’s perspective to support the compliant growth of Wise Platform’s business. 
• Advising on scalable solutions to enhance Wise Platform’s onboarding and ongoing monitoring processes.

Risk Management 

• Review global MI and KRIs for Wise platform and perform trend analysis to identify emerging risks. 
• Review and approve product risk assessments from a group perspective and coordinate regional reviews as needed to provide a single feedback from second line compliance. 
• Create and review Wise Platform risk frameworks, including onboarding flows, partner risk assessments models, ongoing monitoring frameworks and risk tolerance frameworks and thresholds aligning to Wise’s overall risk strategy and across all Wise Platform integration types.
• Financial crime advisory to first line teams on global escalations, control enhancements, product and/or market expansions. 
• Support the UK Compliance Team in reviewing partner onboardings and performing initial due diligence on UK Platform issues/incidents before DMLRO review.

Incident and Issue Management (Group and UK)

• Ensure effective governance around all issues and incidents through appropriate escalations, incident channels and clear documentation in Jira and Audit Board. 
• Coordinate the second line response and lead the root cause analysis for global Wise Platform incidents including collaborating with impacting regions on an effective remediation plan.
• Manage global Wise Platform issues (audit and regulatory findings, self-identified issues) and collaborate closely with all impacted regions on the remediation plan and second line review confirming effective remediation. 
• Document and maintain issues and incidents in Audit Board with risk assessment, remediation plan and status updates.

Regional Collaboration 

• Provide support to regional Wise Platform Compliance Officers in respect of External stakeholder management (e.g. Banking Partners); and Regulatory, audit and CMT reviews.
• Support regional Wise Platform Compliance Officers in performing global read-across of local issues to identify wider impact across all Wise entities.

• Experience: 7+ years in financial crime compliance, with experience in managing correspondent banking customers and products from an AML/CFT perspective. 
• Knowledge: Strong knowledge of global financial crime regulations, particularly for the UK, and international recommendations, with a particular focus on correspondent banking services.
• Leadership: Experience in leading strategic financial crime projects enabling compliant growth of a key business area. Adept at collaborating cross-functionally and managing competing priorities across compliance, product and commercial teams. 
• Skills: Excellent communication, analytical and leadership skills. Ability to influence cross-functional teams and senior stakeholders. Solution-oriented approach to challenging first line. 
• Education: Bachelor’s degree in law, finance or other related area. Additional certifications such as ACAMS or ICA are beneficial.

• 🚀 Starting salary: £83,000 - £118,000 + RSU's in a growing company 

• 💪 An annual self-development budget

• ❤️ Statutory maternity leave, with a perk of 18 fully paid weeks of parental leave for birth or adoption

• ❤️ Paternity leave for 18 weeks at full pay

• 🌿 3 fully paid ‘me days’ per year to help you manage life

• 🏝️ A paid 6-week sabbatical leave after four years 

Find out more about our benefits in our London office.

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.

Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

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