Secured Loan Underwriter

An established specialist lender is looking for an underwriter to join its Secured Loans team. The successful candidate will manage allocated cases from application through to completion, ensuring all underwriting meets company policies, regulatory standards, and risk appetite. The role also involves maintaining strong relationships with brokers and third parties.

Key Responsibilities

• Enter and maintain borrower data accurately on the Fusion lending platform


• Assess secured loan applications against underwriting criteria, company policy, and FCA regulation


• Provide timely updates to brokers and proactively chase outstanding items


• Manage a personal pipeline of cases from inception to completion


• Build and maintain relationships with brokers, solicitors, and other partners


• Ensure underwriting decisions fall within the Group’s risk appetite


• Contribute to continuous improvement and uphold internal policies

Knowledge & Qualifications

CeMAP qualification desirable but not essential

Industry-relevant qualifications are beneficial but not a requirement

Solid understanding of FCA regulations

Experience within the secured lending sector

Experience underwriting secured loans (1st or 2nd charge)

Personal Attributes

• Professional, articulate, and flexible


• Resilient under pressure


• Well-organised with a methodical approach

Benefits

• Competitive salary with potential annual bonus or commission


• Pension scheme (employee 5% / employer 4%)


• Private medical healthcare and wellness benefits


• Life assurance of 2x salary


• Dental plan and DSE-related eye test reimbursement


• Annual leave purchase scheme


• Free tea, coffee, and hot chocolate


• Team events, recognition ceremonies, and office activities


• Casual dress on Fridays

If you would like to be considered for the role please send your updated cv for immediate consideration !

If you do not receive a response within 48 hours, this may indicate that your application does not meet the required criteria.