Senior Analyst Home Risk Pricing

Policy Expert – Senior Analyst Home Risk Pricing

🚀Are you ready to transform the insurance industry? 

Policy Expert is a forward-thinking business that loves to get things done. Leveraging proprietary technology and smart data, we offer reliable products and a wow customer experience. 

Having achieved rapid growth since being founded in 2011, we’ve won over 1.5 million customers in Home, Motor and Pet insurance and have been ranked the UK’s No.1-rated home insurer by Review Centre since 2013. 🏆 

Hear from our team about what it's like working at Policy Expert ✨  

About Pricing: 

The Home Risk Pricing Team is responsible for developing the most accurate and comprehensive view of customer risk. Our goal is to consistently improve this through the use of advanced statistics & machine learning, rich datasets and a cloud-native infrastructure. 

About the Risk Pricing team: 

We're seeking bright, ambitious individuals eager to make a meaningful impact and accelerate their growth. You'll be supported by experienced leaders who are deeply committed to your development and success. 

As a lean, hands-on team, we offer a unique opportunity to take on responsibility early, drive real change, and grow alongside the business. 

Your day to day: 

• 🛠️ Model Development: 
  Lead the end-to-end design, build and validation of our Risk Models using various modelling techniques such as GLM’s and GBM’s within Emblem or Python.  


• 📊 Monitoring: 
  Implement and maintain a monitoring framework to be able to flag underperforming models and the necessary actions needed to be taken. 


• 🔬 Research & Development: 
  Explore and create new data sources, modelling techniques and any other innovative methods to improve the overall Risk Pricing Function and become industry leading. 


• 🤝 Collaboration Across Teams: 
  Partner with Underwriting, Fraud, Risk & Reserving, Tech and Home Retail Pricing to help bring together projects and ideas into actioned results.  


• 📣 Stakeholder Communication: 
  Present model outputs of your work across the business to various teams such as Retail, Finance and Underwriting ensuring that the value of Risk Pricing is clearly understood and leveraged. 

Who are you: 

We know we have high expectations, so please don’t worry if you don’t tick all the boxes, you’ll certainly learn on the job! 

Essential 

• Experience in UK General Insurance (Motor and/or Home), with a solid understanding of pricing principles and regulatory governance. 

• Familiarity with pricing / modelling software: e.g. Emblem, Radar, Earnix etc 

• Hands-on experience with statistical modelling (e.g. GLMs, GBMs, clustering) applied to risk pricing 

• Data proficiency: SQL, Experience handling large, complex datasets 

• Strong communication skills, with the ability to present technical insights to non-technical stakeholders. 

• Demonstrated ability to manage and prioritise multiple projects in a fast-paced environment. 

• Comfortable working independently, with a proactive, organised, and detail-oriented approach. 

Nice-to-have 

• Programming proficiency: Python, R 

• Familiarity with Data Modelling and creation of data pipelines 

• Familiarity of developing and implementing Risk Models end-to-end 

• Experience with cloud platforms (e.g. AWS/GCP/Azure) 

Benefits: 

📍 This role will be based in our London office in a 50/50 Hybrid mode

💸 We match your pension contributions up to 7%

🏥 Private medical & Dental cover 

📚 Learning budget of £1,000 a year + Study leave (with encouragement to use it) 

😁 Enhanced maternity & paternity  

🚉 Travel season ticket loan 

🎟️ Access to a wide selection of London O2 events and use of a Private Lounge 

🌈 Employee Wellbeing Programme 

🚪 Prayer room in office 

What We Stand for and Next Steps “We pride ourselves on being an equal opportunity employer. We treat all applications equally and recruit based solely on an individual’s skills, knowledge, and experience. The quality and growing diversity of our team is a testament to this commitment”  

At Policy Expert, we are committed to fostering an inclusive and supportive environment for all candidates. If you require any reasonable adjustments during the interview process to accommodate your needs, please do not hesitate to let us know. We are dedicated to ensuring every candidate has an equal opportunity to succeed and will work with you to provide the necessary support. 

We aim to be in touch within 14 working days of your application – you will be notified if successful or unsuccessful. Please be encouraged to apply even if you do not meet all the requirements. 

Useful links:  

Glassdoor | Trust Pilot