Senior Credit Administrator

An established International Bank based in the City is seeking an experiencedSenior Credit Administrator to join its Credit Administration team. This is an excellent opportunity for a detail-oriented banking professional with strong credit administration and documentation expertise to take on a senior-level role with broad exposure across credit operations, governance, and stakeholder management.

Key Responsibilities

Credit & Limit Administration

1. Perform detailed reviews of complex Credit Approval Forms (CAFs) in accordance with internal policies and procedures
2. Authorise and process limit activations accurately and within agreed timelines
3. Ensure correct setup of mitigants within the Credit Management System (CMS)
4. Monitor CMS data integrity, identify discrepancies, and coordinate timely remediation with relevant stakeholders

Conditions & Excess Management

1. Manage and monitor credit and contractual conditions through to closure
2. Track, investigate, and escalate credit excesses where required
3. Monitor covenant breaches and ensure timely recording, follow-up, and remediation
4. Escalate overdue issues in line with internal procedures
5. Provide guidance and training to colleagues on covenant monitoring processes and systems

Documentation & Compliance

1. Review credit and legal documentation to ensure completeness, accuracy, and compliance
2. Identify documentation gaps and liaise with front office/business teams to resolve issues promptly
3. Ensure all required documentation is received and appropriately recorded
4. Confirm satisfaction of pre- and post-drawdown conditions and conditions precedent
5. Provide sign-off in line with delegated authority and policy requirements

Requirements

1. Minimum 3 years’ experience within Credit Administration or a similar banking environment
2. Strong knowledge of banking products and services
3. Excellent understanding of facility and security documentation
4. Good knowledge of standard loan covenants and credit approval processes
5. Understanding of credit risk mitigation and risk transfer processes
6. Ability to interpret complex credit approvals and supporting documentation
7. High attention to detail with strong analytical and organisational skills
8. Strong communication and stakeholder management capability
9. Ability to work independently and within a team environment
10. Proactive approach with strong accountability and decision-making skills

This is an excellent opportunity to join a reputable International Bank offering a collaborative environment, hybrid working, and strong long-term career prospects.

For further information or to apply, please contact us directly.