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Senior Credit Analyst

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Job Description - Senior Credit Analyst

An exciting opportunity has arisen for an experienced Credit Analyst to join the credit division of a well-established international bank in London. This role focuses primarily on Project Finance, with exposure to broader structured finance transactions. The ideal candidate will bring a strong track record in credit evaluation and monitoring, combined with a confident, independent view of risk in support of sound credit decisions.

Key Responsibilities:

  • Produce in-depth credit evaluation reports covering financial and non-financial analysis, risk identification, mitigants, and recommendations.

  • Maintain independent judgement when drafting and presenting credit opinions to Credit Committee.

  • Monitor the credit portfolio, ensuring compliance with policies and early identification of deteriorating risk.

  • Engage with Front Office to provide challenge, risk guidance and policy alignment on new transactions.

  • Oversee post-lending activities including covenant monitoring, borrower performance reviews, and credit exposure tracking.

  • Conduct annual and ad-hoc reviews for existing clients and industry sectors.

  • Support the implementation of credit risk appetite frameworks, policies, and procedures.

  • Provide professional risk advice to the Head of Credit Risk and management as required.

Key Requirements:

  • Minimum 8-10 years’ experience in credit risk, ideally within Project Finance or Structured Finance.

  • Strong understanding of credit risks across various industries, jurisdictions, and deal structures.

  • High-level financial analysis, modelling, and stress testing expertise.

  • Confident communicator with excellent report-writing and presentation skills.

  • Proven ability to work independently, challenge constructively, and support business objectives.

  • Collaborative and professional approach, with strong stakeholder management skills.

This is a rare opportunity to join a reputable bank with a diverse international portfolio, offering long-term career development and high-level exposure. Please note this is a office based role.

To be considered for this role, please click apply now

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