Senior Fraud Analyst

The Vacancy

Senior Fraud Analyst

Contract Type: Permanent Full Time

Location Bradford, Chatham, Petersfield or London.

Working Pattern: Hybrid—typically once a week in the office. Flexible arrangements are considered to support work-life balance. A fear of losing your current working flexibility shouldn't hinder you from applying for new opportunities, which is why we aim to match your existing flexible working arrangements where possible.

What We Offer

We don't just care about your work, we care about your health, wellbeing and life outside your working hours. That’s why we offer we offer flexibility, empathy, and a wide range of resources to help you navigate life’s ups and downs and feel your best. We encourage you to take ownership of your work-life blend, support others and make time to prioritise your wellbeing, our benefits include:

• Holidays: 25 days of annual leave (rising to 30 with service), and tailor your time off by buying or selling up to 5 extra days. Plus, with our flexible bank holiday policy, you can swap up to 4 days to celebrate what matters most to you—whether that’s skipping Easter or switching up your Christmas plans.
• Pension: We’ll boost your future with up to 10% employer contributions—because your tomorrow matters

• Enhanced Leave: Enhanced maternity (post-probation) and 4 weeks paternity leave to paid neonatal and carers leave – we’ve got your back when it matters most.

• Workations: Why not take your laptop somewhere sunny? Work abroad for up to 20 days a year in approved countries. Yes, really.
• Paid Birthday Leave: Your birthday, your rules—take the day off and celebrate in style!

• Volunteering: 2 paid days a year to volunteer for a cause close to your heart.
• Learning & Development: Access to Learning for all colleagues – because your growth matters.

• Financial Wellbeing: Stay on top of your finances with a free Snoop Premium subscription.

• Healthcare: Take care of your wellbeing with our easy self-pay Denplan scheme for dental care and feel confident knowing you can also choose Private Medical Insurance for extra reassurance when it matters most.

The Role

We’re on the lookout for a Senior Fraud Analyst to play a pivotal role in safeguarding our Cards and Vehicle Finance products. This is an exciting opportunity to join a high-impact team that’s passionate about staying ahead of fraud trends and driving innovation through data.

As we transition to modern platforms like Snowflake and Python, you’ll be at the forefront of transforming our fraud analytics capabilities. You’ll work alongside fraud experts, data analysts, and cross-functional partners to develop smarter strategies, enhance detection rules, and protect our customers across every channel — from applications to digital payments.

If you’re ready to make a real difference and thrive in a collaborative, forward-thinking environment, we’d love to hear from you

As a Senior Fraud Analyst you will:

• Develop, implement, and refine fraud detection rules and strategies across applications, transactions, payments and digital channels.
• Monitor fraud trends and performance metrics to identify emerging threats and recommend proactive countermeasures.
• Collaborate with fraud operations, technology, and product teams to ensure effective end-to-end fraud prevention and response.
• Analyse large datasets using SQL, SAS, Snowflake and/or Python for advanced analytics and automation.
• Support the development of fraud reporting dashboards and insights to inform business decisions and regulatory compliance.
• Lead and contribute to fraud related projects, including system enhancements, data migrations, and process improvements.
• Engage with industry peers, forums, and external partners to share insights, benchmark practices, and stay informed on evolving fraud trends and technologies.

What We’re Looking For

• Proven experience in analytics
• Extensive experience with data analysis tools such as SQL and SAS.
• Exposure or interest in Snowflake and Python
• In-depth knowledge of fraud detection systems, such as ThreatMetrix is very beneficial
• Demonstrated ability to work with large datasets
• Excellent communication skills, ability to translate complex data into clear insights for technical and non-technical audiences
• Comfortable engaging with external stakeholders and representing the bank in industry forums

Offers are subject to satisfactory background checks, including credit, fraud, and employment references.

Who we are

At Vanquis, we have a simple purpose: to deliver caring banking so our customers can make the most of life’s opportunities. Established in 1880, we’re now a FTSE All Share company and leading specialist bank. We lend responsibly, providing tailored products and services to over 1.7 million UK customers. We see ourselves as the bank that’s got your back.

Vanquis has been named one of the Financial Times UK’s Best Employers 2025, ranking in the top 50 nationwide and seventh in Banking and Financial Services. This recognition is based on independent employee feedback, reflecting our strong workplace culture, career growth opportunities, and commitment to our people. We are proud signatories of the Armed Forces Covenant and actively support the Armed Forces community, including veterans, reservists, and military families.

We take care of our colleagues as well as our customers, we are creating a workplace where everyone feels connected, valued, empowered and rewarded– all guided by our four core values – caring for people, pulling together, finding better ways and getting the right things done.

Rewarding our colleagues goes beyond pay. We’re building a culture where everyone feels valued, motivated, and proud. Alongside competitive salaries, we offer meaningful benefits, annual salary reviews, a discretionary bonus scheme and evolving recognition.

We care about your career and ambitions just as much as you do, offering tools, guidance and opportunities to help you grow. Take ownership, stay curious and we’ll match your ambition with unique experiences, hands-on learning and tailored development to support your career journey.

Equal Opportunities

Vanquis Bank is an Equal Opportunity Employer. We embrace everyone’s unique strengths and identities. No matter your background, identity, or experience, you are welcome here. We believe diversity enriches our teams and helps us better support our customers.

If there’s anything we can do to support you during the recruitment process—whether that’s a different format of the application or additional assistance—please contact us at [email protected].

The Company

At Vanquis, we’ve been empowering lives since 1880. As a FTSE All Share company and leading specialist bank, we lend responsibly to over 1.69 million UK customers.

We’re just as committed to our colleagues as we are to our customers, offering competitive salaries, comprehensive benefits, and recognition schemes. With pension plans, our ‘Buy as You Earn’ scheme, and ongoing training opportunities, we create a supportive environment where you can grow and thrive.

Bring your authentic self, find your voice, and build your career with us—because at Vanquis, we believe in making the most of life’s opportunities.

The Benefits

Competitive base salary and rewards

Private Medical Insurance

25 days holiday entitlement

one day accrued for each year of service (max 30 days)

Defined contribution pension scheme

Discretionary bonus scheme

Perks at Work

A perks platform of over 30,000 unique discounts

Volunteering

2 paid days to support a charity of your choice

Flexible, hybrid, & dynamic working policies

Personal & career development opportunities

Monthly and Quarterly Colleague Socials

Discounted gym membership

BUPA GP Service

Workplace Gallery

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