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Our Story
Hello there. We’re Zopa.
We started our journey back in 2005, building the first ever peer-to-peer lending company. Fast forward to 2020 and we launched Zopa Bank. A bank that listens to what our customers don’t like about finance and does the opposite. We’re redefining what it feels like to work in finance. Our vision for a new era of banking puts people front and centre — we’ve built a business that empowers everyone to aim high, every day, to move finance forward. Find out more about our fantastic offerings at Zopa.com!
We’re incredibly proud of our achievements and none of it would be possible without the amazing team here. It’s not just industry awards we’re winning, we’ve also been named in the top three UK’s Most Loved Workplaces.
If you embrace unconventional challenges, are unafraid to think differently and are driven to make an outsized impact, you’ll thrive here at Zopa, so join us, and make it count. Want to see us in action? Follow us on Instagram @zopalife
The valuations team plays a critical role in shaping lending strategy and supporting growth across the bank. The models and frameworks built by the team underpin key business decisions across multiple lending products.
This is an opportunity to lead and evolve the future of valuations at the bank. The business is looking to move beyond a single NPV model approach towards a broader and more sophisticated suite of valuation tools that better support decision making across the lending lifecycle.
You’ll lead a team of credit analysts and data scientists, combining strategic thinking, stakeholder management and technical expertise in a highly visible role.
A day in the life:
- Lead the strategic direction for valuations modelling across the business
- Oversee development of account-level NPV models across multiple lending products
- Lead and develop a team of analysts and data scientists
- Partner with stakeholders across analytics, credit strategy, finance, product and risk
- Improve and simplify existing valuation frameworks where appropriate
- Drive the evolution of the bank’s valuations capability and roadmap
- Champion technical best practice across Python based modelling workflows
- Support strategic projects including new product launches and portfolio activity
About you:
- You have solid experience leading valuations within retail lending
- You’ve managed and developed high-performing teams
- You’re comfortable working with Python based modelling environments
- You have deep experience with valuation and NPV modelling
- You’re a strong stakeholder manager who can influence senior audiences
- You combine strategic thinking with hands-on delivery
- You’re comfortable working in a fast-moving environment with high impact
- You have strong analytical and commercial judgement
Added bonus:
- Experience across multiple lending products
- Experience leveraging valuations within decisioning pipelines
- Exposure to machine learning approaches within credit or valuations modelling
- Experience in fintech or fast-growing lending businesses
At Zopa we value flexible ways of working.
We value face-to-face collaboration and a good work-life balance. This hybrid role requires you to come to our London office 2-3 days a week.
You'll also have the option of working from abroad for up to 120 days a year!* But no matter where you are, we’ll make sure you’ve got everything you need to thrive, both in your work and home life, from day one.
*Subject to having the right to work in the country of choice
Diversity Statement
Zopa is proud to offer a workplace free from discrimination. Diversity of experience, perspectives, and backgrounds leads to better products for our customers and a unique company culture for our people. We are made up of nearly 50 nationalities, have a DE&I forum made up of Zopians wanting to make a difference and we are proud of our culture where everyone can bring their full self to work. Our approach to DE&I is reflected in our hiring process so please let us know if you require any reasonable adjustments.
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