Senior Product Manager - Financial Infrastructure (Cards)

Wise is a global technology company, building the best way to move and manage the world’s money.

Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.

For everyone, everywhere.

More about our mission and what we offer.

As Senior Product Manager, Financial Infrastructure (Cards), you'll own the strategy, roadmap, and execution for the platforms that power settlement, reconciliation, financial controls, and money movement across Wise's global card programme.

You'll work at the intersection of Product, Engineering, Finance, Treasury, Operations, Risk, and Compliance to ensure billions of pounds move accurately, efficiently, and reliably through our systems.

In this role, you'll:

• Define the long-term strategy for the financial infrastructure supporting Wise Cards.

• Build scalable settlement and reconciliation capabilities across Visa, Mastercard, and future payment networks.

• Improve financial accuracy, operational efficiency, and transparency across card processing flows.

• Design systems that help Finance teams close faster, investigate issues more efficiently, and trust the underlying data.

• Reduce operational complexity through automation and stronger financial controls.

• Develop capabilities that support increasing transaction volumes, new markets, and new payment products.

• Partner with teams launching new Spend products to design the financial architecture required to support them.

• Define settlement models, reconciliation processes, revenue flows, accounting requirements, and operational controls for new products.

• Help bring products such as credit cards, travel benefits, insurance, eSIMs, and future card-adjacent services to market.

• Work closely with engineers to build scalable, resilient, and auditable systems.

• Use data to identify operational risks, inefficiencies, and growth opportunities.

• Align stakeholders across Product, Engineering, Finance, Treasury, Operations, and Compliance to deliver meaningful outcomes.

This role offers a unique opportunity to influence both the operational foundations of Wise Cards and the financial architecture behind future Spend products.

• Base salary: £93-120K (based on experience & interview outcomes)

• Restricted Stock Units (RSUs) & a variety of other benefits: Wise Benefits

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.

Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

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