Settlement Specialist

Company : Madfin

Job Type : Full Time

London, United Kingdom

Job Description - Settlement Specialist

Description

Oversee daily transaction reconciliation to ensure accuracy and consistency.
Process settlements, payments, refunds, chargeback fees, and adjustments.
Review settlement data and investigate transaction discrepancies.
Reconcile client accounts and identify missing, duplicate, underpaid, or overpaid transactions.
Prepare settlement reports, payment confirmations, and supporting analyses.
Collaborate with banks, payment processors, and other financial partners.
Maintain accurate settlement records and update relevant internal systems.
Identify opportunities to improve settlement workflows and mitigate operational risks.
Ensure settlement activities comply with internal policies, industry standards, and applicable regulations.

Requirements

Bachelor’s degree in Finance, Accounting, Business Administration, or a related field.
2+ years of experience in settlement, reconciliation, or financial operations within fintech, payments, banking, or crypto.
Strong understanding of transaction reconciliation, settlement flows, refunds, fees, and adjustments.
Experience working with payment processors, banks, and/or crypto exchanges.
Strong SQL skills and proficiency in Excel or Google Sheets.
Experience with Power BI or similar reporting and data visualisation tools.
Strong analytical skills, attention to detail, and the ability to investigate discrepancies.
Good organisational and time-management skills, with the ability to meet deadlines in a fast-paced environment.
Knowledge of blockchain technology is considered an advantage.
Russian Speaking Candidates preferred.

Benefits

Competitive salary based on your experience and contribution
Excellent health insurance after successful completion of the probation period
Additional paid Wellbeing Days — take time for your personal needs, health check-ups, or simply to recharge
Hybrid work setup — flexible hours with a mix of in-office and remote work
Friendly and collaborative team — we value transparency, initiative, and support each other
Opportunity to grow together with the company and take on new responsibilities as we scale
Startup environment where your voice matters and ideas turn into features fast
Gifts from the company for work anniversaries and birthdays — because milestones matter, and we love celebrating them with you!

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Settlement Specialist

Job Description - Settlement Specialist

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