Third Party Risk Manager (FTC)

We’re on a mission to make money work for everyone.

We’re waving goodbye to the complicated and confusing ways of traditional banking.

After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save, invest and combine their pensions with us. 

With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!

We’re not about selling products - we want to solve problems and change lives through Monzo ❤️

London/UK Remote | £71,400 - £96,600 (pro-rata) + Benefits  ✨

We are looking for an experienced Third Party Risk Manager to join us for 6 months, and help ensure we successfully roll-out, embed and integrate all the suppliers of Monzo’s first ever acquisition (Habito) into our third party risk management framework. 
Monzo recently acquired Habito - a prominent UK-based digital mortgage broker and lender whose primary mission is to simplify the home-buying process and eliminate the stress, confusing jargon, and heavy paperwork traditionally associated with getting a mortgage.

⭐ Our Third Party and Outsourcing Risk Management Team

We are a small, high-performing, high-energy team and we are here to deliver Third Party Risk Management in a pragmatic way that benefits Monzo and our customers. Monzo is a tech-focussed bank with bold ambitions, and we believe in making strong internal and external relationships. To effectively manage and build relationships across the Monzo Group and with external suppliers, the Third Party Risk Management team takes charge of making sure we have well defined controls, processes and governance models in place to meet the continually growing and evolving demands of global Third Party Risk Management regulations.

You’ll play a key role by…

• Bringing your unique Risk and Control expertise gained in global organisations, to help embed and integrate Habito into Monzo’s Third Party Risk management framework 


• Designing, implementing and managing operational processes in order to achieve this 


• Balancing strategic thinking with practical execution, including undertaking necessary administrative or operational tasks when required. 


• Striving to achieve high standards and instil established best practices in risk management


• Taking a collaborative and partnered approach to achieving business objectives with internal teams and external suppliers


• Having the ability to be both tactical and strategic when developing and delivering Third Party risk management solutions for Habito 

We’d love to hear from you if…

• You’re experienced in working within highly regulated environments and know how to navigate complexity with confidence


• You’ve led or contributed to sustainable improvements in risk processes, making lasting, practical impact


• You’re skilled at delivering third-party risk management in a collaborative, matrix environment


• You bring a strong understanding of outsourcing regulations, ideally from the banking or financial services sector


• You communicate with clarity, tact, and pragmatism, building trust and influence at every level


• You have a keen eye for detail, and enjoy developing, reviewing and implementing effective processes


• You’re confident interpreting risk regulations and standards across different jurisdictions


• You’re well-versed in Cyber, Information Security, and Data Risk Management


• You’re familiar with third party risk management tools and systems


• You’re comfortable taking a hands-on approach and contributing directly to execution


• And you’re delivery-focused, with a genuine passion for creating sustainable, innovative solutions

What’s in it for you

£71,400 - £96,600 (pro-rata) + Benefits  

This role can be based in our London office, but we're open to distributed working within the UK (with ad hoc meetings in London)

⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team. 

£1,000 learning budget each year to use on books, training courses and conferences.

We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup. 

➕ Plus lots more! Read our full list of benefits.

The application journey has 3 key steps

• Call with a Monzo Recruiter


• Video-chat with Hiring Manager


• Full Loop Interviews (2 x 45 minute video-interviews with the team)

This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible! 

We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them here.

⏳We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out. 
Please note: We cannot offer Visa Sponsorship for this role.

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Equal opportunities for everyone

Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog, 2026 Diversity and Inclusion Report and 2025 Gender Pay Gap Report.

We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.

If you have a preferred name, please use it to apply. We don't need full or birth names at application stage