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Underwriter - Motor Finance

Job Description - Underwriter - Motor Finance

Our client, a motor finance lender, are looking to appoint an ambitious Underwriter to join their growing team and support expansion plans.
The role is responsible for assessing a customer’s ability to afford repayments for their loan, reviewing & analysing customer account information and that provided by credit referencing agencies.

The role will also:
  • Ensure there is enough data to produce credit reports
  • Ensure the credit profile is aligned to the firm’s risk appetite
  • Establish the lend limit for individual customers
  • Ensure the vehicle is within lending criteria
  • Engage & collaborate with stakeholders both internally and externally, such as the Acquisition team and brokers

This is a key role supporting the continued growth of an exciting business with opportunity for progression & development.

The ideal candidate will have a minimum of one year Underwriting experience within a motor finance firm. You’ll need to be analytical with a keen eye for detail; able to communicate effectively with stakeholders; comfortable working in a high paced, high volume environment; and possess the adaptability & ingenuity to explore alternative outcomes in order to benefit the firm and customer.
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