Key Purpose

Key Accountabilities

• Manage & support a team of Underwriters.

• Develop staff and promote self-improvement within the team.

• Maintain broker relationships that are integral to the growth of WOSL.

• Promote our Team Ethic.

• Maintain and review all internal process documents ensuring the relevant information used by the underwriting team is captured.

• Take ownership of UAT testing requirements of the business, ensuring the underwriting operating system functions as required.

• Take ownership of product set up in Fusion ensuring accuracy is maintained and the products reflect the requirements of the business.

• Ensure Quarterly One-to-Ones are carried out with the underwriters, ensuring all training and development needs are met.

• Prepare and deliver six-monthly and Yearly appraisals.

• Ensure all underwriting is in line with Company policy and regulation.

• Underwrite large loan applications (above £750K) and maintain a pipeline of cases.

• Be a referral point for Underwriters and broker support for queries on applications.

• Liaise with introducers, valuers and solicitors ensuring excellent working relationships are maintained.

• As a Mandate holder, ensure all cases are approved within the Group's Risk Appetite.

Skills & Competencies

• Excellent Leadership skills.

• Ability to work as part of a team.

• Pass internal competency tests post induction.

• High attention to detail.

• Good written and verbal communication skills.

Knowledge & Qualifications

• A strong understanding of FCA regulation.

• Current or Previous Mandate Holder with a Lender in the second charge secured loan market.

• A minimum of 5 years' experience underwriting mortgage applications for a Lender, specifically within the commercial loan market.

• Experienced in managing people.

• CeMAP (desirable, not essential).

• Minimum of 5 GCSEs A-C (including Maths and English).

Personal Attributes

• Flexible

• Articulate

• Well organised

• Robust and comfortable working to deadlines and under pressure