Junior Compliance Officer

Junior Compliance Officer
Hybrid (4 days in the office and 1 day from home)
Permanent
Salary Circa £40,000

Sterling Williams are working alongside a fantastic Fintech/EMI Institution. They are seeking a permanent Compliance officer to join their team.

What You’ll Be Doing

As a Junior Compliance Officer, you’ll play a key role in our core compliance activities, from client onboarding and on-going due diligence to transaction monitoring and assisting with regulatory obligations.
Sitting between an entry-level Associate and a more senior Compliance Officer, this role is perfect if you have 1-3 years’ experience and you're ready to take your next step in a fast-paced fintech environment. You’ll get hands-on with operational tasks while building your analytical and research skills, gaining exposure to high-risk cases, vendor systems and wider compliance projects - all with the right support and mentoring to help you thrive.

Responsibilities will include, but are not limited to:

· Perform end-to-end onboarding for low and medium-risk clients
· Conduct initial onboarding for high-risk clients, e.g. Enhanced Due Diligence (EDD) clients
· Carry out periodic and event-driven client reviews
· Monitor and review transaction alerts, investigate activity, and escalate where needed
· Support sanctions and PEP screening by reviewing overnight screening queues
· Respond to internal compliance queries and collaborate with stakeholders internally and externally, responding to ad-hoc queries from the business on routine Compliance matters, escalating as appropriate. This includes Zendesk tickets, inbox queries and daily screening alerts.
· Participate in projects such as system enhancements, remediation, and procedural reviews where required
· Keep records clear, accurate and audit-ready
· Assisting with the preparation of reports for senior staff and management where required

Requirements:
· Confident and pro-active with excellent organisational skills.
· Excellent communication and collaboration skills
· Comfortable working in a dynamic and fast paced environment.
· Able to work under pressure and efficiently manage time and workload.
· Enjoy research, administrative support and new challenges.
· Excellent attention to detail.
· Able to analyse complex information, extrapolate and communicate relevant information in an effective manner.
· Enjoy working in a team and is supportive of others.
· Interested in developing their risk and compliance skillset.
· Adaptable and positive mindset.
· Professional and presentable.
· Suitably proficient in Microsoft Office and general IT skills.
· Understanding of financial regulations, including AML, KYC (Know Your Customer), and payment systems regulations.
· Knowledge of Financial Regulations, familiarity with the Financial Conduct Authority, Payment Services Regulation, Anti-Money Laundering Directives

Desirable
· A Degree Qualification in Law, Accounting, Business or similar.
· Experience in an office-based environment.
· Experience in a Fintech/EMI

Benefits
We believe in rewarding great people with great benefits and an energising environment:
· Competitive salary
· 25 days annual leave
· Private health insurance (via Vitality)
· Pension contribution
· Deliveroo Lunch voucher for £15 per day in the office