Underwriting Specialist II

As the newest member of an industry-leading team, you will help empower results for our clients by delivering innovative and effective solutions.

Your Impact As An Underwriting Specialist II

You will be accountable for reviewing, evaluating and rating applications for insurance coverage in order to classify the degree of insurable risk and determine appropriate premium amounts.

Job Responsibilities:

• Review and evaluate insurance applications and related documents, including Elevation Certificates, loss data, Flood Risk Scores/Surge Reports, and other information needed to accurately evaluate and classify the degree of risk in relation to proposed coverage limits.
• Acquire all relevant information not included with the initial submission to ensure a detailed evaluation of the risk, and file documentation and compliance.
• Accurately rate the risk based on its merits and working within our granted letter of authority.
• Approve the coverages requested within specified underwriting authority, either as submitted or on a modified basis, or decline the risk in its entirety; refer if risk exceeds underwriting authority.
• Prepare quotations/proposals for presentation to potential clients.
• Build and maintain positive and constructive working relationships with agents and brokers.
• Review policy forms used in specific programs to ensure consistency.
• Knowledge of Certain Underwriters at Lloyd’s reporting requirements.
• Handle Inbound and Outbound telephone calls to assist our clients.

You Bring Knowledge and Expertise:

Experience:

• Commercial Property & Casualty insurance experience; customer account handling and/or underwriting.
• Understand multiple P&C coverage lines such as: Primary Flood, Excess Flood, Commercial Flood
• Proficient digital literacy to include Microsoft Word, Outlook, Excel & Adobe Acrobat.
• Proficient math, oral and written communication skills.
• Candidate should be organized, able to prioritize work and possess effective time management skills in a fast-paced environment.
• Work well with team members and co-workers, participate in and support an underwriting team environment, advance your knowledge with formal educational courses, and interact with management.

Education:

• High School diploma or equivalent

How we support our colleagues

In addition to our comprehensive benefits package, we encourage a diverse workforce. Plus, our agile, inclusive environment allows you to manage your wellbeing and work/life balance, ensuring you can be your best self at Aon. Furthermore, all colleagues enjoy two “Global Wellbeing Days” each year, encouraging you to take time to focus on yourself.  We offer a variety of working style solutions, but we also recognize that flexibility goes beyond just the place of work... and we are all for it. We call this Smart Working!

Our continuous learning culture inspires and equips you to learn, share and grow, helping you achieve your fullest potential. As a result, at Aon, you are more connected, more relevant, and more valued.  Aon values an innovative, diverse workplace where all colleagues feel empowered to be their authentic selves. Aon is proud to be an equal opportunity workplace. 

Aon provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, creed, sex, sexual orientation, gender identity, national origin, age, disability, veteran, marital, domestic partner status, or other legally protected status.  Aon is committed to a diverse workforce and is an affirmative action employer. People with criminal histories are encouraged to apply. We provide individuals with disabilities reasonable accommodations to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment in accordance with applicable law. Please contact us to request an accommodation on

Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time.

The salary range for this position is $50,000 to $57,000 annually. The actual salary will vary based on applicant’s education, experience, skills, and abilities, as well as internal equity and alignment with market data.  The salary may also be adjusted based on applicant’s geographic location.

We Offer You

Aon offers a comprehensive package of benefits for full-time and regular part-time colleagues, including, but not limited to: a 401(k) savings plan with employer contributions; an employee stock purchase plan; consideration for long-term incentive awards at Aon’s discretion; medical, dental and vision insurance, various types of leaves of absence, paid time off, including 12 paid holidays throughout the calendar year, 15 days of paid vacation per year, paid sick leave as provided under state and local paid sick leave laws, short-term disability and optional long-term disability, health savings account, health care and dependent care reimbursement accounts, employee and dependent life insurance and supplemental life and AD&D insurance; optional personal insurance policies, adoption assistance, tuition assistance, commuter benefits, and an employee assistance p rogram that includes free counseling sessions.  Eligibility for benefits is governed by the applicable plan documents and policies.

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