Valuation Analyst

About Us

Our Enterprise Risk Management (ERM) program is dedicated to exceptional customer service, innovative financial solutions, and industry leading risk assurance performance. Appraisal Services, an integral ERM department, works with the highest regarded commercial real estate groups in the banking industry. We believe that capitalizing on the unique insights, abilities, and experiences of each team member is critical to achieve the department's full potential. We embrace teamwork, collaboration, and diversity in all forms, recognizing that our potential together far exceeds the sum of our potential individually.

Job Purpose and Scope:

In this role, you will scope valuation projects, engage external appraisers, and review appraisal reports to ensure our originations and special asset management teams have credible valuation reports and reliable collateral values for decision-making purposes.

Essential Job Functions:

• Manages a pipeline of non-complex valuation projects across all property types.
• Communicates with lending personnel to understand financing requests and collateral property characteristics for valuation scoping purposes.
• Writes validation reports to present developed opinion of the continued validity of prior appraisals and evaluations based on analysis and supporting documentation for loan renewals.
• Writes appraisal and evaluation reports to present developed opinion of value based on analysis and supporting documentation on properties.
• Performs reviews on non-complex commercial and residential projects to determine the credibility of the value opinion in the valuation report.
• Conducts appraiser due diligence and presents findings to voting members of the Vender Review Panel (VPR).
• Determines appraiser compliance with engagement letter parameters and Loan Policy.
• Evaluates reports for adherence to regulatory requirements including USPAP and FIRREA.
• Assembles and analyzes market data on moderate to complex valuation projects.
• Complies with Bank appraisal policies, procedures, and practices.
• Maintains good punctuality and attendance to work.
• Follows Bank policy, procedures, and guidelines.

Knowledge, Skills & Abilities:

• Ability to communicate effectively both verbally and in writing.
• Ability to consistently demonstrate good organizational skills while working on multiple projects.
• Ability to demonstrate analytical skills.
• Ability to work effectively and demonstrate flexibility in a continually changing environment.
• Ability to manage multiple tasks with exacting deadlines in a fast-paced environment.
• Ability to maintain attention to detail.
• Ability to work with minimal supervision.
• Ability to identify and address meaningful risk factors.
• Skill in basic computer use, including Microsoft Outlook, Word, Excel, PowerPoint, and Adobe Acrobat.

Equipment Used in Job Performance/Working Environment:

• Computer
• Telephone
• Multifunction device
• HP-12C Financial Calculator

Major Job Demands (Physical/Mental):

• Decision-making
• Problem-solving
• This position is in an office setting with minimal to light physical demands, including prolonged periods of sitting, standing, walking, bending, lifting up to 10 pounds, and use of computer equipment.

Note: This description is not an exhaustive list of all job functions, duties, skills, and job standards required. Other job functions, duties, skills, and standards may be added. Management reserves the right to add or change the job requirements at any time.

Position Requirements:

Basic Qualifications:

• Associate's degree in business or related field, or commensurate experience and/or license, required.
• Bachelor's degree in business or related field, preferred.