Commercial Loan Analyst

WHO WE ARE

Goldenwest Credit Union is a premier non-profit financial cooperative providing exceptional member service to our members in Utah and Idaho. Our employees earn a guaranteed base wage, annual bonus and a generous incentive/commission schedule. We provide outstanding benefits, including:

• Medical insurance (we pay 100% of your deductible!)

• Dental insurance (we pay 100% of your premium!)

• Paid time-off (we pay you to take 34 days off!)

• Tuition reimbursement (we pay for your tuition cost, up to the IRS maximum!)

• Retirement (we pay 100% of your pension and match your 401K!)

• And many, many more…

If what we offer interests you and you are committed to being part of an extraordinary team, apply now! We’d love to create a mutually beneficial partnership!

WHAT WE LOOK FOR

Ideal candidates will exhibit an energetic, friendly and positive attitude! We are looking for people who believe in doing the right thing, want to make a lasting impact, strive to be better every day and aren’t afraid to grow! We are an organization of people helping people!

Key Competencies

• Strong attention to detail, communication and customer service skills.

• Strong ability to think critically and solve problems.

• Timely and meticulous attention to verbal and written communication.

• Devotion to earning and maintaining member trust.

• Attentiveness to professionalism in appearance and action.

WHAT YOU CAN EXPECT

Our Commercial Loan Analysts eagerly analyze loan requests and prepare financial analysis specific to management and repayment ability, ratios and recommendations.

Location, Schedule Availability & Salary Information

• South Ogden, Utah

• Monday through Friday 8:30 AM – 5:30 PM

• Full-time, 40 hours per week

• Guaranteed Base Wage + Bonus + Generous Commission Schedule + Incentive

Essential Duties & Responsibilities

• Complete thorough and accurate financial analysis of commercial loans and identify potential risks. Includes analyzing company and individual tax returns, financial statements & trends, current debt ratios, credit reports, assign risk rating, etc.

• Assist loan officers in collecting tax returns and other financials from members.

• Complete annual reviews on the existing commercial lending portfolio, which includes monitoring the member’s current financial status, payment history, collateral values, etc.

• Must be detail oriented and organized, able to keep multiple tasks and projects moving forward simultaneously.

• Comply with all regulations as required by law.

• Actively participate in continuing education related to credit union career development.

Experience, Education & Certification

• Bachelor’s degree in accounting, finance or another related field preferred

• Minimum 2 years’ experience in accounting and/or financial analysis