ABL Investment Banking - Underwriting Analyst

Key Responsibilities:

• Analyze borrowing base certificates, accounts receivable, accounts payable, and inventory reports from varied accounting systems on a daily, weekly, and monthly basis for multiple customers across multiple industries
• Evaluate customer provided accounting reports while interpreting loan agreement definitions to determine and calculate ineligible collateral as well as implementing appropriate adjustments and reserves
• Understand multiple customers’ business and accounting processes in multiple industries and identify and address discrepancies and inconsistencies in reporting
• Communicate with the Borrowers regarding daily disbursement and Payment activity
• Manage daily changes in loan activity and collateral balances to track borrowing availability
• Monitor Borrower compliance to collateral reporting requirements
• Charge interest and fee income
• Serve as a primary borrower contact for all matters relating to loan and banking operations in conjunction with the ABL Portfolio Manager
• Team with Treasury partners to ensure bank account structure complies with loan agreement and meets customer needs

Key Competences:

• Knowledge of ABL loan structures, collateral management and borrowing base calculations
• Strong attention to detail
• Good organizational skills
• Solid communication and interpersonal skills with ability to interact effectively with clients and teammates
• Familiarity with regulatory and underwriting requirements related to ABL, such as UCC filings and collateral audits, is a plus

Work Experience:

• 1-3 years of experience in asset-based lending, loan operations or financial analysis
• Proficiency in financial systems and software, with advanced skills in Excel
• Knowledge of ABL loan structures, collateral management and borrowing base calculations
• Experience with loan management systems (Stucky, ACBS, etc.)

Education:

• Associates degree in accounting, finance or related areas

The duties listed above are the essential functions, or fundamental duties within the job classification.  The essential functions of individual positions within the classification may differ. Texas Capital Bank may assign reasonably related additional duties to individual employees consistent with standard departmental policy.Texas Capital is an Equal Opportunity Employer.