Job Posting Title

Agency

Supervisory Organization

Job Posting End Date

Refer to the date listed at the top of this posting, if available. Continuous if date is blank.

Note: Applications will be accepted until 11:59 PM on the day prior to the posting end date above.

Estimated Appointment End Date (Continuous if Blank)

Full/Part-Time

Job Type

Compensation

Job Description

Basic Purpose

Positions in this job family are assigned responsibilities involving the examination, investigation, and licensing of finance companies, consumer litigation funders, pawn shops, precious metal and gem dealers, health spas, rental purchase lessors, credit services organizations, mortgage brokers, mortgage lenders, mortgage loan originators, deferred deposit lenders and other creditors regarding compliance with various laws and regulations subject to the jurisdiction of the Department of Consumer Credit.

Typical Functions

• Performs examinations and investigations of financial and other records of finance companies, consumer litigation funders, mortgage brokers, mortgage lenders, mortgage loan originators, pawn shops, precious metal and gem dealers, health spas, rental purchase lessors, credit services organizations, deferred deposit lenders and other lenders and creditors concerning individual transactions related to loans, consumer credit sales, rental purchase agreements, membership fees and other agreements.
• Determines compliance with laws and regulations, including, but not limited to, the Uniform Consumer Credit Code and the Federal Truth-in-Lending Act, concerning disclosure, annual percentage rates, refunds, delinquency and deferral fees, extension agreements, and general business practices.
• Investigates consumer complaints and other information including, but not limited to, overcharges, misleading advertising and other activities. 
• Reviews, processes and investigates applications for licenses, which may include, but is not limited to, background and credit reports.
• Prepares affidavits, reports and other materials concerning examinations, investigations and licensing.
• Obtains evidence for administrative hearings and provides testimony at administrative hearings.
• Evaluates the financial condition of mortgage lenders.

Level Descriptor

This is the career level of the job family where employees independently review license applications, conduct examinations and investigations and prepare examination, investigation and licensing reports at the full performance level. Employees are responsible for preparing examination and investigation reports that detail alleged violations of law and/or other issues discovered during an examination or investigation. Employees are responsible for preparing examination reports that include instructions for licensees to correct and/or address any alleged violations of law and/or additional issues of concern. Employees may be assigned as team leader on examination, investigation and licensing assignments.

Education and Experience

Education and Experience requirements at this level consist of a bachelor’s degree in business administration, accounting, finance, mathematics or public administration plus one year of auditing/examination experience or compliance experience with a business entity or government agency; or five years of auditing/examination experience or compliance experience with a business entity or government agency.

Knowledge, Skills, Abilities, and Competencies

Knowledge, Skills, and Abilities required at this level include knowledge of accounting and auditing principles; of laws and regulations concerning financial institutions and other credit organizations regulated by the agency, including the Uniform Consumer Credit Code and federal Truth-in-Lending Act; of procedures for conducting interviews and investigations; and of modern office procedures, practices and equipment. Ability is required to examine financial records and other business documents; to review license applications; to conduct interviews; to analyze information and make decisions; to organize and present facts and opinions; to evaluate asset quality, capitalization, earnings and liquidity; to conduct examinations, investigations and licensing independently; and to prepare examination, investigation and licensing reports independently.

Special Requirements

Applicants must be able and willing to fulfill all job-related travel normally associated with this position.

Additional Job Description

Equal Opportunity Employment

The State of Oklahoma is an equal opportunity employer and does not discriminate on the basis of genetic information, race, religion, color, sex, age, national origin, or disability.

Current active State of Oklahoma employees must apply for open positions internally through the Workday Jobs Hub.

If you are needing any extra assistance or have any questions relating to a job you have applied for, please click the link below and find the agency for which you applied for additional information:

Agency Contact