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Accounts Relationship Officer

Job Description - Accounts Relationship Officer

JOB DESCRIPTION


Job Title:      Accounts Relationship
Officers (Credit Officers)

 

Duty Stations: Acacia, Ben Kiwanuka, Katwe, Nakulabye, Kawempe, Ntinda, Kireka, Mukono,
Jinja, Kamuli, Mbale, Busia, Iganga, Lira, Gulu, Koboko, Arua, Nakasongola,
Masindi, Hoima, Kabale, Mbarara, Masaka, Kyotera, Ssembabule, Mityana,
Fortportal, Mubende, Kiboga

 

Report to:      Accounts Relationship
Supervisor


SUMMARY

The Accounts Relationship Officer will be responsible for promoting,
selling, processing, monitoring, recording and evaluating client loans, which
are Business Loans, Agricultural Loans, Personal Loans and Micro -Lending Loans,
which include Self -Managed Groups, FINCA Easy Loans and Micro Individual Loans

 

Key Duties & Responsibilities:

1. Marketing
all FINCA products and services to potential clients

2. Identifying
potential customers, markets, products, developing and implementing strategies
for customer acquisition and retention in line with the branch strategies,
credit policy and customer relationship management standards

3. Growing
deposits and loan portfolio value in the assigned branch in line with the set
targets

4. Appraising
and preparing detailed applications for loan facilities in line with policy to
determine their worthiness for credit facilities in bid to improve portfolio
quality

5. Monitoring
and evaluating loan performance

6. Following
up and recovering loans

7. Organizing
client sensitization seminars and information dissemination for existing and
potential borrowers

8. Planning,
reviewing and monitoring strategies for growing loans, quality control and
submission of periodic in line with the work plan and FINCA Uganda lending
policy


Competencies 
 

To
perform the job successfully, an individual should demonstrate the following
competencies:

a) Ability
to ride a motorcycle

b) Hands -on experience in sales and community mobilization.
c) Excellent
communication skills and ability to work with teams and independently.

d) Fluency
in English and one or two local languages.

e) Ability
to maintain a professional appearance and provide a positive company image.

f) Good
problem solving, multitasking and negotiation skills.

g) Computer
literate and familiar with MS Office and other applications.

h) High
level of analytical and creative skills.

i) Ability
to work well under pressure.


Qualifications, Skills & Experience:

A bachelor’s
degree or
Diploma in any business -related fields from a recognized University/Tertiary
Institution

 Availability to
travel 70% of the available time



Requirements

Competencies 
 

To
perform the job successfully, an individual should demonstrate the following
competencies:

a) Ability
to ride a motorcycle

b) Hands -on experience in sales and community mobilization.
c) Excellent
communication skills and ability to work with teams and independently.

d) Fluency
in English and one or two local languages.

e) Ability
to maintain a professional appearance and provide a positive company image.

f) Good
problem solving, multitasking and negotiation skills.

g) Computer
literate and familiar with MS Office and other applications.

h) High
level of analytical and creative skills.

i) Ability
to work well under pressure.


Qualifications, Skills & Experience:

A bachelor’s
degree or
Diploma in any business -related fields from a recognized University/Tertiary
Institution

 Availability to
travel 70% of the available time



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About the Company

M.d.i. Inc.

Education loan Educational support made easy. Learn more Group account Effortless savings for your community to grow. Learn more Impactful Financial Service ...

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