Analyst - Real-Time Fraud Monitoring (Job ID 641007)

Summary Description

At Certegy, we’re helping to change the payments landscape by providing faster, and more efficient ways to securely connect retailers and consumers. Our technology provides both traditional and cutting-edge techniques for merchants to accept and verify payments.

Our clients range in size from locally owned small businesses to the largest retailers in America, many of which have relied on us for over fifty years to provide check verification and warranty services, Automated Clearing House (ACH) payment solutions, and risk management expertise.

We are looking for an Analyst - Real-Time Fraud Monitoring to help us combat fraud in the constantly evolving payments landscape by building detect and eliminating threats at scale. The position will collaborate with colleagues and clients across data science, loss prevention, product, technology, and engineering to design and implement risk controls across industries and payment methods.

Duties & Responsibilities

• Lead risk management efforts for multiple clients by monitoring and analyzing consumer transactional data.


• Utilize statistical analysis methods on various data sets, identifying trends and relationships.


• Collaborate with data scientists and claims investigators to identify and compile fraud patterns and incorporate real-time insights into existing models.


• Analyze and propose risk control strategies, fraud detection and prevention based on data analysis.


• Implement, modify, and test risk control strategies to achieve targeted key metrics ensuring success.


• Monitor and forecast client performance based on the risk control strategy such as acceptance and loss rates.


• Communicate performance trends to management personnel and clients as appropriate.


• Communicate fraud trends, share best practices and ideas with peers and management.


• Develop comprehensive fraud dashboards for consumption by executive teams, clients, and partners.


• Skills & Specifications


• Exceptional analytical abilities, with a talent for identifying hidden patterns and trends within large, complex data sets.


• Fluency in Microsoft Excel, as well as competency in Microsoft Office applications generally


• Strong written, oral, and interpersonal skills a must including the ability to explain and/or present analysis to colleagues, clients, and executive leadership.


• A high degree of flexibility, ability to work in self-directed and team environments, and ability to interact on a variety of personal and professional levels.


• Experience in the payments industry (especially in ACH, Real Time Payments, FedNow, BNPL, or other alternative payments) in analytical roles is strongly preferred.


• Experience with Oracle Analytics Cloud or other data visualization tools is preferred.

 Education & Qualifications

• Bachelor’s degree in Mathematics, Statistics, Operations Research, Finance, Economics or related quantitative discipline


• 2-3+ years of financial analysis experience preferred

Work Environment: Onsite in Westlake, Texas or Clearwater, Florida

We are interested in every qualified candidate who is eligible to work in the United States. However, we are not able to sponsor visas at this time.