Area Personal Financial Representative

About UFCU

Founded in 1936, UFCU has grown to serve Members across Texas and beyond.  At UFCU, we are more than just a financial institution, and our people are more than just employees. We are dedicated to our purpose of empowering our Members to achieve financial success and build brighter futures.

In pursuit of our aspiration that UFCU is loved by millions of Members and built to thrive for generations, we are guided by our values:

Purposefully Member-Obsessed

We are driven by a profound sense of empathy to deeply understand our Members’ needs and preferences, what brighter futures means to them, and the obstacles in their way. We act in our Members’ best interests, forever seeking to empower their financial success.

Possibilities Reimagined

We are inspired to courageously experiment, learn, and iterate in pursuit of positive impact for our Members, UFCU, and coworkers. We challenge assumptions, embrace diverse perspectives, and make use of data and insights.

Performance Excellence Rooted in Unwavering Integrity

We do the right thing, always. We champion teamwork, accountability, continuous improvement, and celebrate successful outcomes of others, fostering an inclusive environment of excellence and collaboration.

Essential Functions

Member Relationships

• Open savings, checking and deposit accounts as well as Certificate of Deposits


• Educate members on Credit Reviews and Needs Assessments


• Accept and input consumer and business loans


• Communicate UFCU’s Mission, Vision, and Values 

Member Experience

• Serve as the Lobby Lead


• Maintain branch appearance


• Follow-up on member issues 

Account Services

• Refer fraud claims to experts


• Provide online and mobile support


• Increase Automated Teller Machine limits


• Release check holds


• Provide notary services


• Conduct Signature Guarantees


• Complete wire transfers


• Validate vehicle values


• Manage account restrictions and pop-up concerns, and add travel notes on member accounts


• Partner with Collections for members who are past due


• Problem solve and facilitate connecting members with internal business partners 

Conduct Transactions

• Process service requests and financial transactions


• Process stop payments via check, ACH and/or Cashier’s Checks


• Process ATM and Point-of-Service transaction disputes


• Set-up and grant access to safe deposit box


• Print documents, including Debit/ATM cards, vehicle buyer’s checks, temporary checks, Statements, and direct deposit letters

Compliance

• Performs other duties as assigned. 


• Adhere to all company policies, procedures and business ethics codes.


• Complete required regulatory training as assigned. 


• Maintain strict adherence and compliance to all laws, rules, regulations and internal controls specific to your role, including but not limited to Bank Secrecy Act, Anti-Money Laundering, USA Patriot Act, OFAC and Fair Lending regulation.

Business Development

• Make external business partner referrals


• Host tables at and attend community events

Knowledge/Skills/Abilities

Knowledge

• High proficiency in Microsoft Office

Skills

• Effective active listening skills


• Excellent verbal, interpersonal, and written communication skills


• Strong organizational and time management skills

Abilities

• Ability to effectively build relationships, establish rapport, and diplomatically communicate information


• Ability to be adaptable and work in a fast-paced environment


• Ability to demonstrate good judgement and effective problem solving skills to help identify and resolve Member issues


• Ability to demonstrate strong attention to detail


• Ability to demonstrate excellent teamwork skills by treating others with respect, courtesy, and displaying a “what can I do to help?” attitude


• Ability to successfully pass pre-employment background screening, including FBI fingerprint, credit, education, and employment verification

Core Competencies

• Demonstrating Member Obsession


• Demonstrating Performance Excellence


• Demonstrating Innovation

Experience

Minimum Requirements

• High School Diploma or GED


• Minimum of two (2) years of customer service experience


• Minimum of one (1) year of demonstrated success selling products within a financial services industry or retail banking environment


• Minimum of one (1) year working in a team environment


• Advanced knowledge of current local, state, and federal regulations


• Must have the ability to work at multiple branch locations


• Must have access to reliable transportation to facilitate working in multiple branches

Preferred Qualifications

• Bachelor’s Degree


• Bilingual in English/ Spanish 


• Credit Union experience


• Series 6, 63, and/or Texas Life and Health Insurance licenses


• Registered NMLS


• Investment license


• Consumer lending experience


• General knowledge of applicable financial industry regulations


• Military experience

Hours

Monday through Friday from 9am to 6pm, and on Saturday from 10am to 2pm. 

About This Career Opportunity

We’re always looking for great talent.  If you’re looking for a career with a socially conscious, service-oriented organization and want to have fun while you’re at it, join our UFCU team!