Associate Underwriter

Job Opportunity: Associate Underwriter at Southern Farm Bureau Life Insurance Company

Overview: Our Underwriting team is looking for an Associate Underwriter to review and classify life applications for all factors affecting insurability up to a retention limit of $250,000. The underwriter has extensive contact with credit reporting agencies, doctors' offices, reinsurance companies, Home Office Reference Lab and agents.

Location: Jackson, MS

Role and Responsibilities: The associate underwriter reviews and classifies life applications for all factors affecting insurability up to a retention limit of $250,000.

Your responsibilities will include:

• Review pending applications (new business, conversions, reinstatements, and changes to benefits) and make initial requests needed to evaluate the case.


• Analyze medical information, inspection reports, MVR reports and other information, and classify the risk.


• Communicate with the field force on questions regarding pending applications and underwriting decisions while using discretion when discussing privileged and confidential information.


• Study underwriting material, articles, and books to keep informed.


• Review and analyze cases from co-workers for second-initialing, and offer opinions and assistance.


• Refer the case to a co-worker for second initialing when the request is above the retention limits, to be cancelled, to be declined, or to be rated.


• Promote and enhance business relations between the agents and home office.


• Contact doctors' offices, reinsurance companies, Home Office Reference Lab, and agents to follow-up on information not received.


• Advise Medical Information Bureau of reportable information as required by MIB guidelines.

Qualifications:

• Bachelor’s degree or a combination of education and experience


• Complete ALU 101 in first 12 months after becoming Associate Underwriter, preferred


• Ability to function effectively in the workplace as exhibited through one's integrity, courage to act and communication skills


• Ability to work with others effectively as exhibited through one's respect for people and commitment to teamwork


• Ability to meet organizational goals and customer expectations as exhibited through one's accountability for results, commitment to service and initiative


• Ability to perform the essential functions of the job as exhibited through one's growth in job knowledge and professional development

Employee Benefits: We value our employees’ well-being and offer a comprehensive benefits package:

1. Health Insurance:
   
   
   
   • Comprehensive coverage for employees and their families.
   
   
   • Access to an onsite clinic, preventive care, and prescription drugs.
   
   
   • Mental health coverage and an Employee Assistance Program.
   
   
   
   


2. Active Lifestyle Rewards Program:
   
   
   
   • Incentives for maintaining an active lifestyle.
   
   
   • Rewards for participating in fitness challenges and wellness activities.
   
   
   
   


3. Weight Management Programs:
   
   
   
   • Customized weight management plans.
   
   
   • Support for achieving and maintaining a healthy weight.
   
   
   
   


4. Employee Engagement:
   
   
   
   • Opportunities to connect with colleagues.
   
   
   • Fun teambuilding activities.
   
   
   
   


5. Annual events for employees and their families
   
   
   
   • Company Picnic, Thanksgiving lunch, Christmas Reception.
   
   
   • Family Fun Night
   
   
   
   


6. Onsite Cafe:
   
   
   
   • Convenient access to nutritious meals.
   
   
   • Promoting healthy eating habits.
   
   
   
   


7. Learning & Development:
   
   
   
   • Continuous learning opportunities.
   
   
   • Tuition reimbursement for further education.
   
   
   
   


8. Mentorship Programs:
   
   
   
   • Pairing employees with mentors.
   
   
   • Professional growth and guidance.
   
   
   
   


9. Promotional Opportunities:
   
   
   
   • Advancement within the company.
   
   
   • Career growth prospects.
   
   
   
   


10. Life Insurance and Company-Funded Pension:
    
    
    
    • Financial security for employees and beneficiaries.
    
    
    • Retirement planning.
    
    
    
    


11. Volunteer Days:
    
    
    
    • Paid time off for volunteering.
    
    
    • Contributing to the community.