Associate Underwriter, Commercial Lines (In-office)

Job Title: Commercial Lines Associate Underwriter
Location: Daphne, AL (Hybrid)
Department: Underwriting

Company Overview
At SSIU (South Shore Insurance Underwriters), we believe underwriting is both an art and a science. We empower our team to apply strong analytical skills, sound judgment, and a collaborative spirit to assess and price risk with precision. We operate in a flexible, fast-paced environment where team members are supported in their growth and encouraged to take initiative.

Position Summary
Under the guidance of the Chief Underwriting Officer, the Commercial Lines Associate Underwriter supports the evaluation and quoting of insurance coverage for Property and Casualty risks in both Personal and Commercial Lines. This role plays a key part in ensuring accurate, competitive, and profitable quotes, while supporting relationships with agency partners.

Responsibilities

• Process policy binds, endorsements, renewals, prepare quotes under underwriter supervision


• Determine risk acceptability and pricing in accordance with underwriting guidelines and regulatory compliance


• Respond to agent requests promptly and professionally; deliver on commitments with integrity


• Educate agents on risk selection philosophy and pricing parameters


• Conduct field visits to agent offices to build relationships and solicit new business


• Contribute to internal process improvement and operational efficiency

Education & Experience

• Bachelor’s degree in Business, Risk Management, or related field preferred


• High school diploma or equivalent required


• Exposure to underwriting concepts with a desire for professional growth


• Proficient with Windows PC, Microsoft Word, Outlook, and Excel

Skills & Attributes

• Strong analytical, mathematical, and negotiation skills


• Self-motivated and able to work independently and as part of a team


• Flexible, adaptable, and able to shift between priorities quickly


• Willingness to contribute extra effort when needed, including working across time zones


• High level of confidentiality and professionalism


• Excellent written and verbal communication skills


• Detail-oriented with strong data analysis and decision-making abilities


• Customer-focused with a positive, solution-oriented attitude

Physical Requirements

• Ability to sit or stand for extended periods


• Ability to use hands and fingers repetitively


• Ability to read and interpret information on computer monitors for extended periods

Compensation & Benefits
We offer competitive salary and benefits, including:

• Twelve paid holidays


• 12 week paid parental leave 


• Educational allowance


• 4% 401K match


• Flexible and supportive work environment

Equal Employment Opportunity Statement
South Shore Insurance Companies is an equal opportunity employer. We are committed to providing an inclusive and welcoming environment for all employees and applicants, regardless of race, color, religion, sex, national origin, age, disability, or genetic information. We prohibit workplace harassment of any kind.