Branch Manager/ Loan Officer

Identify and help develop strategic relationships with existing and potential clients. Assist in the development of a strong pipeline of new customer accounts through direct or indirect customer contact and prospecting. Responsible for leading branch-related activities within a specified market and networking in the community. Accountable for managing the branches resources in a manner that will enhance its visibility, positively contribute to the revenue, growth, and maximize profitability.  

Branch Growth/Bank Growth – Deposits, Loans, Referrals

• Responsible for high market visibility, represent the branch in conducting active prospects and customer business development activities designed to generate desirable new loan, deposit, and related business.
• Aggressively call on potential and existing customers, through direct and indirect contact, to develop full, long-term relationships.
• Perform direct lending to Iowa State Bank customers with an emphasis on the commercial and agribusiness market or residential real estate market based on the demographics of the customer base. 
• Identify and refer prospects for a wide range of financial service products that are sold throughout the company.
• Ensure community activities support the overall strategy of the company.
• Be alert for and refer any potential new business or opportunities to the banking, investment, trust, insurance or real estate departments for servicing branch and other ISB branches.
• Makes credit decisions within lending authority.
• Contribute to branch profitability through loan interest spreads, fee income and cost control.

Leadership and Management

• Assist in developing and overseeing the plan, budget, and sales strategy to meet the overall objectives of the Bank.
• Establish goals and objectives for assigned personnel and monitor productively and performance; feedback communicated with Regional President on a monthly basis.
• Represent the bank and provide leadership in key community activities.
• Understand and stay informed on key industry related issues and regulations.
• Ensure bank regulations and company procedures and policies are adhered to by all members of the branch lending team.
• Provide quality feedback to supervisors of branch staff in order to develop and retain talent.

Other Duties

• As a part of the overall team of bank employees, this position may be requested to assist in the support of other bank activities.
• Will have extensive contact with the public and conduct relationships in a manner that will enhance the overall image and marketing efforts of the bank.
• Participate in outside civic activities that enhance the bank, personal growth, and the community.
• Ensures proper maintenance and management of Bank’s facilities, equipment, vendors, timely response to issues or concerns.