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Business Banking Relationship Manager I

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Job Description - Business Banking Relationship Manager I

First Merchants Bank is seeking a Business Banking Relationship Manager I to join our team! This position will effectively carry out the relationship management process by providing responsive customer service to a large commercial base, growing market share, broadening revenue mix, retaining customers, and managing portfolios.


As part of this role, you will: 



  • Provide exceptional customer service to a substantial portfolio of commercial clients; be responsive, knowledgeable and exceed customer expectations.

  • Expand revenue opportunities with existing client portfolios, including new credit, deposit, and Treasury Management services.

  • Serve as primary point of contact for new business referral opportunities from the Consumer Banking Centers and other bank partners.

  • Continually monitor current loans and customer’s credit profile to ensure complete conformity with terms.


    • Ensure current credit and financial information is obtained as needed and/or that collateral is adequate.

    • Review financials with customers and provide expert advice as necessary.

    • Direct accountability for loss prevention; determine necessary action to be taken on all loans, includes resolving marginal and delinquent loans.

    • Remain cognizant of developing trends.


  • Extend credit within assigned limits to commercial customers.


    • Interview applicants and obtain information concerning their business needs, abilities and earnings, and assess credit risk.

    • Obtain and analyze pertinent financial data or appraise the adequacy of collateral pledged.



In order to be successful in this position, we require the following: 



  • Bachelor’s degree OR Associate's Degree/two (2) years of college + two (2) years of related work/military experience OR four (4) years of related work/military experience (plus any additional required experience listed below).

  • A minimum of one (1) year of commercial banking experience.


The following would be a plus: 



  • Master’s degree in business administration (MBA).

  • Credit analyst experience.


First Merchants offers the following:



  • Medical, Dental and Vision Insurance

  • 401k

  • Health Savings and Flexible Spending Accounts

  • Vacation/Sick Time

  • Paid Holidays

  • Paid Parental Leave

  • Tuition Reimbursement

  • Additional Benefits


A little about us:


First Merchants is guided by a genuine philosophy of being a meaningful place to work and having a prosperous impact across all walks of life throughout the communities we serve, including consumers, businesses and other organizations. Our Vision, Mission and Team statement reflect and reinforce that authentic service philosophy.


Our Vision is:


To enhance the financial wellness of the diverse communities we serve.


Our Mission is:


To be the most responsive, knowledgeable, and high-performing bank for our clients, teammates, and shareholders.


Our Team:


We are a collection of dynamic colleagues with diverse experiences and perspectives who share a passion for positively impacting lives. We are genuinely committed to attracting and engaging teammates of diverse backgrounds. We believe in the power of inclusion and belonging.


Apply today to begin your career with us!

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About the Company

First Merchants Brand

Benefit from the top-notch, high quality banking and financial services to suit your personal and professional needs. Only with First Merchants Bank.

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