Business Strategy Optimization Analyst

About Dividend

At Dividend, we question convention, reward creativity, and always welcome new ideas. We are hungry to win, happy to help, and determined to succeed. Every day, we get to see the impact we've had on our customers, our partners, and on the world around us. So, take a look and see if you think you'd be a good fit for Dividend.

About Dividend:

Founded in 2013 in San Francisco, Dividend is a leading fintech point-of-sale lender for residential solar and home improvement financing. We created an easy straightforward process that enhances installer's ability to close deals fast, and help borrowers finance their projects seamlessly.

In May 2022, Dividend Finance became a division of Fifth Third Bank. We understand you're investing your time, energy and experience into our company, so it's important to us that we also invest in you. We aim to be the best part of your career journey through career development, a competitive benefits package, a flexible work schedule, a generous time away policy, and a company culture that fosters authentic work relationships, bold ideas, and empowered customers.

Our team is growing:

Responsible for developing analytics and reporting to assist in the identification and evaluation of all risks related to Consumer Credit (i.e. Direct, Indirect, Credit Card, and Mortgage). The Business Strategy Optimization Analyst uses various analytical frameworks and modeling techniques (including decisions trees, logistic and linear regression, machine learning) to generate insights and strategies that drive the bottom-line profitability of various banking products and customers. The role requires an understanding of the intersection of consumer behavior, business drivers and data-driven decision-making to solve problems and influence business strategy.

The Business Strategy & Optimization Analyst will provide recommendations that could impact product design, pricing, segmentation and marketing, credit, fulfillment, and customer experience.

As a Dividend and Fifth Third Bank team member, you will be responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.

A day in the life:
Generate and develop monthly, quarterly and ad-hoc reporting
Gather and prepare complex data for modeling and analysis
Develop and execute models, segmentation, and policy in market
Project business impacts and monitor and track against the commitments
Create and present convincing business cases to support recommendations
Design tests to generate insights and improve understanding of our customers
Effectively lead project teams in a highly matrixed environment
Communicate effectively with senior leadership
Perform adhoc portfolio analysis in a fast paced and dynamic business environment
Coordinates with Data Engineers to build data environments providing data identified by Data Analysts
Interpret and analyze data using exploratory mathematic and statistical techniques based on scientific method

Our newest teammate will have:
Bachelor's degree in quantitative discipline (e.g. science, technology, engineering, math, or economics).
Master's degree in quantitative discipline (e.g. statistics, data sciences, business analysis, finance, mathematics, or economics) preferred.
Experience with ETL processes sand database management preferred
Minimum 3 years of demonstrated analytical experience or formal education
Experienced in data mining and analysis using SAS or SQL, Python, R or other relevant programming languages
Ability to develop and design tests that are statistically grounded
Demonstrated leadership and interpersonal skills
Excellent verbal and written communication skills

Business Strategy Optimization Analyst

LOCATIONChicago, Illinois 60611

Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
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