This is an opportunity to leverage your financial and analytical expertise while working collaboratively with a team dedicated to serving our clients and communities with integrity, accountability, and trust.
In this role you'll
- Investigate credit and financial information for prospective and existing clients.
- Analyze financial statements for new, renewed, and existing loan relationships.
- Prepare spreadsheets, credit approval packages, summaries, and recommendations for complex commercial credits,
- including construction, lot/land acquisition, and land development loans.
- Independently assess complex credit relationships and develop credit proposals with minimal guidance.
- Serve as a subject matter expert on Community Financial Corporation credit-related matters.
- Maintain and oversee financial files to ensure accurate reporting, financial statements, and accounts receivable information.
- Monitor existing accounts and track payment performance.
- Assist with establishing and maintaining lien perfection for various forms of collateral.
- Ensure compliance with company policies, procedures, security requirements, and applicable government regulations.
What we're looking for
- You have a Bachelor's Degree in Accounting, Business, Economics, Law, Computer Science, or a related field (Required).
- You have 4 or more years of related credit, banking, or financial analysis experience (Required).
- You have an equivalent combination of education and experience that may be considered in lieu of a degree.
What helps you shine
- You have knowledge of real estate lending policies, procedures, documentation, and systems.
- You can effectively analyze credit data, financial statements, and related financial information while maintaining confidentiality and attention to detail.
- Bring strong analytical and problem-solving skills to complex lending decisions.
- You communicate clearly and professionally through both written and verbal communication.
- Excel at building relationships and partnering with others through strong interpersonal skills.
- Provides support and guidance to team members in client service, operations, sales, and product knowledge.
- You are proficient in Microsoft Office applications, including Word and Excel.
- You have knowledge of federal and state laws and regulations related to real estate lending.
Travel
- Up to 5%
Our Company Values
- Do the right thing
- Mutual respect
- Teamwork
- Honesty and integrity
What Our Team Says
Compensation & Benefits
- Targeted starting salary range (based on experience): $114,191 - $134,342
- Annual incentive potential
- Comprehensive employee benefits, including: medical, dental, vision, LTD, STD and life
- Paid vacation time, sick time and 11 company paid holidays
- 401k (with up to 4% match)
- Tuition reimbursement