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Claims Examiner

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Job Description - Claims Examiner

As a Claims Examiner, you will play a key role in managing casualty claims from investigation through resolution. This position combines analytical thinking, decision-making, and negotiation to ensure fair and timely claim outcomes. You’ll work closely with experienced claims professionals and legal partners while handling a diverse portfolio, including litigated claims. This is a great opportunity to grow your expertise in a fast-paced, team-oriented environment that values learning and career development.


What You’ll Do



  • Manage a variety of casualty claims under the guidance of a Claims Supervisor

  • Conduct and coordinate investigations across all phases of the claims process

  • Evaluate liability and exposure to develop effective resolution strategies

  • Analyze policy coverage, make determinations, and draft clear coverage correspondence

  • Communicate claim decisions and updates with policyholders and key stakeholders

  • Maintain accurate, detailed, and timely documentation within claim files

  • Oversee litigated claims by appointing and managing defense counsel

  • Drive claims and litigation toward efficient and fair resolution

  • Participate in mediations, settlement discussions, and trials as needed


What You Bring



  • Bachelor’s degree in Business, Risk Management, or a related field

  • 2+ years of experience handling commercial general liability claims involving bodily injury and property damage

  • Strong analytical, problem-solving, and decision-making skills

  • Excellent written and verbal communication abilities

  • Experience managing litigated claims and working with defense counsel

  • Ability to analyze medical records, contracts (including risk transfer provisions), property damage estimates, and litigation documents

  • Strong organizational and time management skills with the ability to multitask

  • Proficiency in Microsoft Office (Word, Excel, Outlook, PowerPoint)

  • A collaborative mindset with strong negotiation skills


Adjuster licenses or industry designations are a plus.


Why You’ll Love Working at Kinsale



  • Competitive Pay & Bonus Opportunities – Rewarding performance and initiative.

  • Comprehensive Benefits – Health, dental, and vision insurance with up to $3,600 (individual) or $6,800 (family) in HSA contributions per year.

  • Work-Life Balance – Generous paid time off including 22 days of PTO and 10 paid company holidays.

  • Career Growth – Clear promotion paths, mentorship, and ongoing professional development.

  • Retirement & Security – Up to 6% matching 401(k) contributions on base salary and bonus, standard life insurance, and disability coverage.

  • Continuous Learning – Annual $3,000 reimbursement for educational training and certifications.


Integrity & Responsibility


Kinsale values strong financial responsibility. A credit check may be conducted as part of the selection process for roles that require sound judgment and trustworthiness.


Ready to Apply?


If you’re a detail-oriented claims professional who thrives in a collaborative and fast-paced environment, this is your opportunity to grow your career with Kinsale Insurance. Join a company that values innovation, excellence, and continuous learning.


Apply today and take the next step in your career!

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About the Company

Kinsale Management

We target small-to-midsized accounts and have the flexibility to offer terms for businesses with poor loss histories, high-risk venues, and new or high-hazard operations.

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