Clinton Loan Clerk

Description

General Function:

To assist in maintaining accurate loan files with appropriate booking, making

tickets, recording and releases of collateral documents, scanning documents,

maintaining the incomplete list, and checking loans for completeness and

accuracy. Process poultry and swine payments. Assures tasks are completed

accurately, timely and professionally to ensure professional service to internal

and external customers.

Major Duties and Responsibilities:

• Provide friendly customer service.
• Work ethics with high priority given to accuracy, integrity, neatness, and borrower privacy.
• Prepare necessary loan closing documents in an accurate and timely manner including but not limited to promissory notes, mortgages/deeds of trust, security agreements, and title lien statements.
• Assist in assuring that loan underwriting is consistent with policy
• Accept and apply loan payments and/or line of credit advances.
• Establish and maintain a system to insure timely and appropriate filings of security documents for the perfecting of liens.
• Scan loan documents in the imaging system.
• Responsible for pulling paid notes, purge/condense loan files.
• Manage Escrow accounts for home mortgage loans and ensure taxes and insurance premiums are made timely.
• Provide customers with information regarding payment history, application of payment, etc.
• Assist bookkeepers with record keeping information per customer request(s).
• Participate in training seminars to keep abreast of new developments pertaining to the “loan area”.
• Represent the bank and participate in community activities and local affairs to enhance business development.
• Maintain yearly RE Transfer Information and input data for 1099’s.
• Audit new loan entry data and perform necessary file maintenance.
• Protect bank’s information and systems.
• Other duties as assigned.

Requirements

SKILLS & ABILITIES

• Detail oriented with excellent organizational skills.
• Must have excellent oral and written communication skills.
• Proficient in Microsoft Office software; Word, Excel, Outlook, PowerPoint, Teams and Zoom.
• Ability to operate Windows PC-based computer software.
• Professional image and positive attitude.
• Pro-active, solutions-oriented personality.

PHYSICAL DEMANDS

• Hand dexterity required to operate computer terminal and/or related equipment.
• Eye Coordination required to operate computer.
• Drive to and attend meetings as required.
• Move around bank between levels or floors while performing duties.
• Bending and stretching in work area.
• Sitting at desk or computer workstation for extended periods of time.