Collateral Analyst, ABL - Phoenix, AZ

BANC OF CALIFORNIA AND YOUR CAREER

Banc of California, Inc. (NYSE: BANC) is a bank holding company with over $34 billion in assets and the parent company of Banc of California. Banc of California is one of the nation’s premier relationship-based business banks, providing banking and treasury management services to small, middle market, and venture backed businesses. As the largest independent bank headquartered in California, the bank offers a broad range of loan and deposit products and services through a network of full-service branches and regional offices, as well as through digital and nationwide capabilities. The bank also provides full-service payment processing solutions to its clients and serves the Community Association Management industry nationwide through its technology forward platform, SmartStreet™. Banc of California is committed to supporting its local communities through the Banc of California Charitable Foundation and by partnering with organizations that promote financial literacy, job training, small business support, affordable housing, and more.

THE OPPORTUNITY

As an Asset-Based Lending (ABL) Collateral Analyst, you will support credit risk management by performing collateral monitoring, verifying borrowing bases, and identifying and escalating exceptions. This role is ideal for driven, detail-oriented individuals eager to learn and grow in a high-accountability environment. Success requires strong motivation, a commitment to accuracy, and the ability to exercise sound judgment. The ideal candidate views collateral analysis as a critical component of risk management—not simply a back-office function—and collaborates closely with credit teams to ensure informed lending decisions and portfolio integrity. Performs all duties in accordance with the Company’s policies and procedures, all U.S. state and federal laws and regulations, wherein the Company operates.

HOW YOU’LL MAKE A DIFFERENCE

• Process collateral information daily including payment application, sales assignment reviews, inventory validation on an assigned portfolio of 12 – 15 accounts


• Perform ineligible calculations (daily, weekly, bi-monthly, monthly as applicable) and ensure accuracy.


• Reconcile Accounts Receivable Agings and update inventory reports by validating borrower-provided data against core system.


• Proactively identify exceptions and potential risks, escalating issues to management with recommended solutions.


• Meet various daily deadlines for balancing and end of day close


• Understand how operational actions impact credit risk and client relationships.


• Takes ownership of additional responsibilities and special projects as assigned, ensuring timely and high-quality completion.


• Performs job duties in a manner that ensures personal and others’ safety, promptly reporting any potentially hazardous conditions. The employee must adhere to all occupational safety and health standards, as well as rules, regulations, and orders issued under the OSHA Act of 1970, as they apply to their actions and conduct.


• Follow all established policies and procedures.


• Perform other duties and projects as assigned.

WHAT YOU’LL BRING

• Accounts Receivable Analysis experience required


• Asset Based Lending / 3+ years in Accounts Receivable Experience / Collateral Audit experience preferred


• A strong understanding of asset based lending and collateral mechanics, including A/R, inventory and borrowing bases.


• Attention to detail and the ability to efficiently manage multiple priorities in fast-paced, risk-sensitive environments that demand adherence to deadlines.


• Initiative, eager to learn and grow professionally within the organization.


• Demonstrate supervisory skills and team awareness through an understanding of systems, workflows and issue resolution.


• Intermediate level Excel, Word, and Outlook; experience with ABL systems is a plus.


• Motivated and proactive, able to excel independently yet also contribute as a dynamic, dependable member of the team.


• High School diploma or equivalent required

HOW WE’LL SUPPORT YOU

• Financial Security: You will be eligible to participate in the company’s 401k plan which includes a company match and immediate vesting.


• Health & Well-Being: We offer comprehensive insurance options including medical, dental, vision, AD&D, supplemental life, long-term disability, pre-tax Health Savings Account with employer contributions, and pre-tax Flexible Spending Account (FSA).


• Building & Supporting Your Family: Banc of California partners with providers that offer adoption, surrogacy, and fertility assistance as well as paid parental leave and family support solutions including care options for your family.


• Paid Time Away: Eligible team members receive paid vacation days, holidays, and volunteer time off.


• Career Growth Opportunities: To support career growth of our team members, we offer tuition reimbursement, an annual mentorship program, leadership development resources, access to LinkedIn Learning, and more.

 SALARY RANGE

The base salary ultimately offered is determined through a review of education, industry experience, training, knowledge, skills, abilities of the applicant in alignment with market data and other factors.

Banc of California is an equal opportunity employer committed to creating a diverse workforce. All qualified applicants will receive consideration for employment without regard to their actual or perceived race (including traits associated with race, such as hair texture, hair type or protective hairstyles), religion or religious creed (including religious dress and grooming practices), color, sex (including pregnancy, childbirth, breastfeeding and related medical conditions), sexual orientation, gender, gender identity, gender expression, gender transitioning, citizenship status, national origin, ancestry, age, marital status, military or veteran status, medical condition, genetic information, or disability (mental or physical), requests for accommodation and any additional protected categories set forth in applicable federal, state or local laws. If you require reasonable accommodation as part of the application process, please contact Talent Acquisition.