Collector II

Job Summary:

The Collector II will initiate customer contact and determine reason for delinquency.  Evaluates customer's financial situations and negotiates terms of repayment to bring account current.  This position is also responsible for skip tracing and research of delinquent accounts.  Collectors must adhere to all Bank policies, procedures and all compliance regulations.

 PRIMARY DUTIES:

1. Responsible for outbound and inbound calls to collection accounts utilizing an auto-dialer 

2. Utilize daily contact and skip tracing efforts

3. Develop and maintain ongoing customer relations

4. Negotiate payment arrangements and follow –up procedures to cure delinquency

5. Advise customers of responsibilities under loan contracts, and provide individual counseling on acceptable payment arrangements

6. Adhere to guidelines stated in the Fair Debt Collections Practices Act

7. Understands and applies knowledge of credit bureau reports as it relates to the performance of daily activities

8. Other duties as assigned or required

Independent Bank is an EO/AA Employer – M/F/Vets/Disabled