This position is primarily responsible for establishing and maintaining banking relationships with Commercial clients and for the management of a commercial banking team. The incumbent supervises and develops the commercial banking team to maintain and grow the loan, deposit, and Treasury Management portfolio and to develop and enhance customer relationships. The incumbent is also responsible for the growth and retention of their own book of business.
Key Responsibilities Include
Manages commercial banking relationships, through developing sales objectives, plans and tactics to achieve sales results in key result areas, and developing, coordinating and implementing marketing efforts and sales plans that address local market opportunities
Establishes banking relationships with middle market customers within the assigned geographical area. Builds and maintains a portfolio and client base including new business development and meeting corporate clients' financial services needs through cross selling and consultation. Develops, maintains, and grows own client base
Responsible for management and strategy of loan and deposit portfolio and quality therein; oversees and recommends loan underwriting and administrative parameters
Manages assigned relationship managers. Works with direct reports to achieve results set forth in the bank's strategic plan. Participates in developing marketing and sales plans with their direct reports
Monitors and proactively manages team and personal portfolio credit quality. Monitors and manages team portfolio reports
Refers business opportunities to business partners at Wealth Management, Insurance, Treasury Management, Specialty Banking and other products and services offered by the Company
Reviews term sheets and previews memorandums and credit packages for approval.
Reviews market research on an ongoing basis to determine customer needs, business opportunities, and competitive strategies
Participates in civic organizations within the Community to strengthen and broaden brand awareness and Company outreach
Responsible for quality balance sheet growth, revenue growth, and expense management that drives economic profit for the commercial team
Performs all other duties as assigned
Qualifications Include
Bachelor (4-year college) degree and 8-10 years of experience or equivalent combination of education and experience
Ability to collaborate effectively with individuals and groups across the company to manage customer relationships.
Excellent presentation, verbal, and written communication skills
Demonstrated business acumen with knowledge of diverse types of businesses, industries, markets, financial and economic concepts
Microsoft Office suite
About Us First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com.
Benefit Highlights • Medical with wellness incentives, dental, and vision • HSA with company match • Maternity and parental leave • Tuition reimbursement • Mentor program • 401(k) with 6% match • More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits
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