Commercial Credit Analyst

Basic Qualifications

Education/Training: A BS or BA degree in a related field of study preferred; specialized financial analysis training.

Skill(s): Proficient reading, writing, grammar, and mathematics skills; moderate interpersonal relations and communicative skills; proficient computer skills; a thorough knowledge of current lending and loan review regulations and banking regulations, procedures, and operations; proficient ability to analyze and interpret financial statements; visual and auditory skills.

Experience: A minimum of two (2) years' experience as a Credit Analyst or related experience normally required.

General Responsibilities

Responsible for analyzing commercial loan requests by reviewing financial statements, tax returns, cash flow projections, credit reports, and other supporting documentation; achieving goals as established in the assigned department's annual operating plan; coordinating work within the department, as well as with other departments; complying with operating policies and procedures established for the credit analysis function; communicating with appropriate personnel; responding to inquiries or requests for information; maintaining appropriate records and providing assigned reports.