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Commercial Insurance Producer

Job Description - Commercial Insurance Producer


Are you passionate about building relationships, creating opportunities, and helping businesses protect what they've worked hard to build?


Hardenbergh Insurance Group is seeking a motivated and entrepreneurial Business Development Specialist to join our growing sales team.


In this role, you'll develop new business opportunities, cultivate long-term client relationships, and serve as a trusted advisor to businesses seeking Property & Casualty insurance solutions. You'll exercise independent judgment, drive revenue growth, and play a direct role in the continued success of the agency.


What You'll Do:


Business Development & Relationship Building



  • Prospect and develop new Property & Casualty business opportunities

  • Build and maintain relationships with business owners, executives, and key decision-makers

  • Educate prospective clients on risk management strategies and insurance solutions

  • Schedule and conduct meetings with qualified prospects

  • Develop referral relationships and centers of influence within the community


New Business Production



  • Gather prospect information and conduct insurance needs assessments

  • Complete applications and coordinate submissions with the internal marketing team

  • Collaborate with internal resources to develop competitive insurance solutions

  • Prepare and present proposals to prospective clients

  • Document sales activity, opportunities, and communications within Epic

  • Guide clients through the sales process from prospecting through implementation


Client Retention & Book Management



  • Maintain and grow an assigned book of business

  • Conduct proactive annual renewal reviews with clients

  • Partner with Account Managers to identify service needs and growth opportunities

  • Present renewal options and strategic recommendations

  • Build long-term relationships that drive retention and organic growth

  • Assist with collection efforts for past-due balances in accordance with agency procedures


Professional Development & Community Engagement



  • Attend sales meetings and training programs

  • Stay current on insurance products, market trends, and industry developments

  • Represent the agency through participation in community, professional, and industry organizations

  • Develop expertise in Property & Casualty insurance and risk management strategies

  • Support agency initiatives and special projects as assigned


What Success Looks Like:


Business Development Results



  • Consistent generation of qualified sales opportunities

  • Growth of new business revenue

  • Strong client retention and relationship management

  • Expansion of referral and networking relationships

  • Effective pipeline management and sales activity


Professional Behaviors



  • Strong business acumen and consultative selling skills

  • High level of initiative and personal accountability

  • Excellent communication and relationship-building abilities

  • Consistent follow-through and client responsiveness

  • Commitment to ongoing professional development


Qualifications:



  • 0-3 years of business development, sales, insurance, or related experience required

  • Active New Jersey Property & Casualty Producer License required

  • Valid driver's license and auto insurance meeting agency requirements

  • Proficiency in Microsoft Office (Outlook, Word, Excel, PowerPoint)

  • Strong verbal and written communication skills

  • Ability to build relationships and establish credibility with business leaders

  • Strong problem-solving, analytical, and organizational skills

  • Ability to work independently while collaborating effectively with internal teams

  • Demonstrated interest in sales, relationship management, and business development


Why This Role?



  • Opportunity to build a rewarding career in commercial insurance sales

  • Uncapped earning potential through new business generation

  • Direct impact on agency growth and client success

  • Exposure to a wide variety of industries and business leaders

  • Collaborative team environment with experienced mentors and resources

  • Clear pathway for long-term growth and advancement


Compensation & Benefits


*Remote on Fridays 


Target Salary: $60,000- $90,000 base salary, plus incentive compensation


Benefits



  • Medical

  • Dental

  • Vision

  • Life Insurance

  • Retirement Plan

  • Paid Time Off

  • Professional Development & Licensing Support

  • Producer Development Program Participation


 


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