Commercial Loan Assistant

Description

JOB TITLE: COMMERCIAL LOAN ASSISTANT

DEPARTMENT: Lending

REPORTS TO: Commercial Lender

SUPERVISES: No supervisory responsibility

CLASSIFICATION: Staff

Full-time

Non-Exempt

SUMMARY:

Performs clerical and administrative duties for commercial lenders. Must have knowledge of internal lending policies and applicable procedures, as well as county, state and federal regulations.

ESSENTIAL FUNCTIONS:

• Acquire information related to commercial loan origination and prepare loan documentation. Create and maintain loan files.
• Provide courteous, knowledgeable and professional customer service in person, over the phone and when responding to written inquiries.
• Prepare loan disbursement entries.
• Perform administrative and clerical tasks as directed by loan officer(s) and assist other loan support and officers as needed.
• Comply with all requirements, policies and procedures of the Bank Secrecy Act (BSA) and attend all mandatory BSA training as needed for this position. Additionally required to complete all required compliance and regulatory training, not limited to BSA.
• Assume and accomplish other duties as assigned.

REQUIREMENTS:

• Must exhibit high level of assistance, reliability and self-motivation.
• Possess the ability to work with a variety of personnel, customers and businesses.
• Excellent clerical skills along with numerical aptitude required.
• Excellent organization, follow-through skills necessary.
• Working knowledge of computers and software, including Word and Excel, is necessary. Use of general office equipment necessary.
• Must be or become Notary.
• Professionalism must be exhibited and confidentiality must be exhibited at all times.

KEY CORE COMPETENCIES:

Teamwork

• Interacts with people effectively. Able and willing to share and receive information.
• Co-operates within the group and across groups.
• Supports group decisions and puts group goals ahead of own goals

Work Standards

• Sets and maintains high performance standards.
• Pays close attention to detail, accuracy and completeness.
• Shows concern for all aspects of the job and follows up on work outputs.

Reliability

• Takes personal responsibility for job performance.
• Completes work in a timely and consistent manner.
• Sticks to commitments.

Planning and Organizing

• Plans and organizes tasks and work responsibilities to achieve objectives.
• Sets priorities. Schedules activities.
• Allocates and uses resources properly.

Integrity

• Shares complete and accurate information.
• Maintains confidentiality and meets own commitments.
• Adheres to organizational policies and procedures.

REQUIRED/PREFERRED EDUCATION & EXPERIENCE:

High school diploma or equivalent required. Previous loan processing experience preferred

WORK ENVIRONMENT:

This job operates in a professional office setting. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines.

POSITION TYPE AND EXPECTED HOURS OF WORK:

This is a full-time position. Days and hours of work are Monday through Friday 8:15 a.m. to 5:15 p.m. Occasional evening and weekend work may be required as job duties demand.

PHYSICAL DEMANDS:

Position may require individual to perform repetitive motion in operating equipment such as keyboard, calculator or other bank/office-related machinery. While performing duties the employee may have to lift and/or move up to 25 pounds. Position requirements may be, but are not limited to, walking, standing, sitting, bending, talking, hearing and communicating. The physical demands are representative of those that must be met to successfully perform the essential functions. Reasonable accommodations may be made to enable individuals with disabilities to perform essential job functions.

ADDITIONAL REQUIREMENTS:

• Valid driver’s license and ability to be insured required if driving.
• Position requires attendance at meetings.
• Some travel is expected for this position. However, travel is primarily local and during the business day.
• Employees are responsible for the upkeep/organization of their work area and in cooperation with others in shared areas.

Note that this Job Description is not designed to cover or contain a comprehensive listing of duties or responsibilities. Duties, responsibilities and activities may change with or without notice.

This Job Description has been approved by management.

First Bank provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.

This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.

First Bank has an Affirmative Action Plan as a requirement of its status as a Federal Contractor.