Commercial Loan Processing Representative I

General Responsibilities

Responsible for performing a variety of duties to support the commercial loan processing function; coordinating work within the department, as well as with other departments; complying with operating policies and procedures established for the commercial loan processing function; communicating with appropriate personnel; responding to inquiries or requests for information; maintaining appropriate records and providing assigned reports.

Essential Duties

1. Performs various duties to support the commercial loan processing function as follows:

a. Works with lenders, appraisers, attorneys and outside service providers and reviews and processes commercial loan applications.

b. Obtains necessary supporting documentation in accordance with established checklists or as needed.

c. Monitors pending commercial loans.

d. Generates loan documents for all commercial loans.

e. Ensures compliance with loan policy procedures and federal and state lending regulations.

f. Records loan documents when applicable.

g. Maintains credit information and statements.

h. Collects and inputs HMDA data.

i. Processes new loan input and upload.

j. Assists with loan closings as needed.

k. Provides loan disbursements, including mortgage recordings, and UCC-1 filings.

l. Provides information for, and assists in the preparation of, various loan reports as directed.

m. Provides direct service to departments including the loan department, credit department, and branches.

2. Coordinates specific work tasks with other personnel within the department as well as with other departments in order to ensure the smooth and efficient flow of information.

3. Abides by the current laws and organizational policies and procedures designed and implemented to promote an environment which is free of harassment and other forms of illegal discriminatory behavior in the workplace.

4. Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices in support of risk management and overall safety and soundness and the Bank's compliance with all regulatory requirements

5. Reports pertinent information to the immediate supervisor as requested, or according to an established schedule; compiles information as necessary or as directed and provides data to appropriate Bank personnel.

6. Responds to inquiries relating to his/her particular area, or to requests from customers, other Bank personnel, etc., within given time frames and within established policy.

7. Assists the immediate supervisor and other lending personnel with administrative tasks to support the lending department operations.

8. Maintains appropriate records and provides assigned reports.

Education/Training: A high school diploma or equivalent.

Skill(s): Proficient reading, writing, grammar, and mathematics skills; proficient interpersonal relations and communicative skills; basic knowledge of current lending regulations; basic knowledge of bank operating policies and procedures which impact loan administration; proficient PC skills; visual and auditory skills. 

Experience: A minimum of one (1) year related experience is normally required.